Letter of Intent - Loislaw.com Inc. and ChoicePoint Services Inc.


                               Loislaw.com, Inc.
                             105 North 28th Street
                           Van Buren, Arkansas 72956

                               September 7, 1999


Mr. Doug Curling 
Chief Operating Officer
ChoicePoint Inc. 
1000 Alderman Drive
Alpharetta, Georgia 30005 
                                                            
               Re:  Letter of Intent
                    ----------------

Dear Mr. Curling:

     This letter, when executed by you, will evidence our mutual intent with
respect to the proposed cooperative marketing agreement between Loislaw.com,
Inc. ('Loislaw.com') and ChoicePoint Services Inc., a subsidiary of ChoicePoint
Inc. ('CPS').

     The matters set forth in Section I of this letter constitute an expression
of our mutual intent only and are contingent on the negotiation, execution and
delivery of a definitive agreement between CPS and Loislaw.com, setting forth in
detail the terms and conditions of the proposed cooperative marketing
arrangement. As indicated in Paragraph 3 of Section II, Section I of this letter
does not create any obligations of CPS or Loislaw.com with respect to such
matters. The matters set forth in Section II of this letter, however, constitute
binding agreements between CPS and Loislaw.com.

                                   SECTION I

                              PROPOSED AGREEMENT
                              ------------------
  
     1.   Public Records Information. CPS and Loislaw.com anticipate that each
          --------------------------
of them would cooperate with the other and dedicate the resources necessary to
develop a set of products and services using public records information
available on the CDB4web.com web site, which would be delivered through the
loislaw.com web site to Loislaw.com's existing customers and targeted prospects.
The specific public records information available on the CDB4web.com website to
be subject to this arrangement would be specified in the definitive agreement.
The parties would work to develop, as soon as possible after execution of a
definitive agreement, a seamless interface that would allow customers to search
and pay for the Public Records Information through the Loislaw.com web site,
rather than just a 'hot link' between the two web sites.

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     2.   On-Demand Document Service. CPS and Loislaw.com anticipate that each
          -------------------------- 
of them would cooperate with the other and dedicate the resources necessary to
develop a method for offering Loislaw.com's customers access to CPS's 'On-
Demand' document filing and retrieval service by completing a service request
form on the Loislaw.com web site. CPS would pay Loislaw.com a referral fee for
requests initiated through the Loislaw.com web site, in an amount to be set
forth in the definitive agreement.

     3.   Additional Products. CPS and Loislaw.com anticipate that each of them
          -------------------
would cooperate with the other and dedicate the resources necessary to develop
products during the term of the definitive agreement that would allow CPS
customers to obtain Loislaw.com content through the CDB4web.com web site. The
specific content to be provided, payment, if any, on current customers if either
party and the method of payment by customers would be determined by the parties.
The parties would work to develop, as soon as possible after execution of a
definitive agreement, a seamless interface that would allow customers to search
and pay for Loislaw.com Products through the CDB4.com web site, rather than just
a 'hot link' between two web sits.

     4.   Integrated Access. CPS and Loislaw.com anticipate that each of them
          -----------------
would, as applicable, cooperate with the other and dedicate the resources
necessary to develop joint proposals to government agencies, corporations and
large law firms that may desire access to both Loislaw.com's legal information
and CPS' Public Records Information, and to develop an integrated environment
for access to such information. It is anticipated that Loislaw.com's sales force
headquartered in Van Buren, Arkansas and CPS' sales force headquartered in
Washington, D.C. would work together on applicable joint marketing proposals.

     5.   Co-Branding. CPS and Loislaw.com anticipate that the definitive
          -----------
agreement would specify certain methods for identifying (a) CPS to Loislaw.com's
customers as the source of the Public Records Information obtained from the
CDB4.com web site and (b) Loislaw.com to CPS' customers as the source of the
information obtained from the Loislaw.com web site.

     6.   Exclusivity. CPS and Loislaw.com anticipate that the definitive
          ----------- 
agreement would provide that neither party would negotiate with another case law
provider or Public Records Information provider for similar products, services
or cooperative arrangements for a specified period of time.

     7.   Definitive Agreement. The details of each of the foregoing plus other 
          --------------------
reasonable and customary provisions for arrangements of this nature would be
set forth in the definitive agreement, and none of the paragraphs in this
Section I represents a binding agreement or obligation of either party.

     8.   Standards. CPS and Loislaw.com would adhere strictly with all privacy 
          ---------
and legal standards regarding access to and resale of Public Records Information
and anticipate that each would work with the other to develop appropriate
release forms and other procedures necessary to enable the parties to adhere to
such standards.

                                      -2-

 
                                  SECTION II

                              BINDING AGREEMENTS
                              ------------------

     1.   Confidentiality. This Letter of Intent is included in the terms of 
          --------------- 
confidentiality specified under the Mutual Non-Disclosure Agreement last 
executed on March 4, 1999.

     2.   Expenses.  Except as otherwise agreed, each party will bear its own
          --------
expenses incurred in connection with this letter of intent and the proposed
agreement.

     3.   Nonbinding Nature of Section I. It is understood by the parties hereto
          ------------------------------ 
that Section I of this letter merely constitutes a statement of the mutual
intentions of the parties with respect to a proposed cooperative marketing
arrangement between CPS and Loislaw.com and does not contain all matters upon
which agreement must be reached in order for the proposed arrangement to be
established or any of the agreements contemplated by Section I to become
effective. A binding commitment with respect to any of the matters contemplated
by Section I will result only from execution and delivery of the definitive
agreement. The provisions of Section II of this letter, however, are agreed to
be fully binding on the parties hereto upon the execution of this letter, unless
and until such provisions are superseded by a definitive agreement. Except as
expressly provided in Section II of this letter, neither CPS nor Loislaw.com
shall have any liability or obligation with respect to the proposed agreement,
hereunder or otherwise, unless and until the definitive agreement is executed
and delivered by the parties thereto.

     4.   Termination. Without prejudice to the nonbinding nature of Section I
          -----------
hereof, this letter may be terminated and negotiations relating to the proposed
agreement may be abandoned (a) at any time, by mutual consent of the parties
hereto, or (b) by either party hereto at any time after November 15, 1999, if
the definitive agreement has not been executed and delivered by the parties
thereto by such date. The respective obligations of the parties under Paragraphs
1 and 2 of this Section II shall survive the termination hereof.

     5.   Assignment. Neither this letter nor any of the rights, interests or
          ----------
obligations hereunder shall be assigned by either of the parties hereto.

                                      -3-

 
     6.   Remedies. In the event of any breach or threatened breach of paragraph
          --------
1 of this Section II by either party hereto, the other party shall be entitled
to equitable relief by way of injunction in addition to any other rights and
remedies available to it.

     If the foregoing correctly sets forth the understanding between us with
respect to the proposed cooperative marketing arrangement outlined herein,
please sign two copies of this letter in the spaces provided below and return
one executed copy to me.

Loislaw.com, Inc. 


By:  /s/ Kyle D. Parker            
   ----------------------------------------
     Kyle D. Parker, Chairman of the Board 
        and Chief Executive Officer 


Accepted and agreed to
by ChoicePoint Inc. this 7th day of

September, 1999:

ChoicePoint Inc. 

By: /s/ Doug C. Curling 
   ---------------------------------------- 
     Doug Curling, Chief Operating Officer 

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