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Appraisal of American Sports Medicine Institute Building (Birmingham, AL) - HealthSouth Corp. and Valuation Counselors Group Inc.

                                AN APPRAISAL OF
                       AMERICAN SPORTS MEDICINE INSTITUTE
                                    BUILDING
                              BIRMINGHAM, ALABAMA
   2
[logo]    VALUATION COUNSELORS GROUP, INC.
                                          
          340 Interstate North Parkway    
          Atlanta, Georgia  30339         
          (404) 955-0088                  
          (Fax) 955-0466                  
                                       
       

                                        January 18, 1994


HealthSouth Corporation
Two Perimeter Park South
Birmingham, Alabama  35243

Attention:  Mr. Mike Martin, Treasurer

Gentlemen:

In accordance with your request, we are pleased to submit this appraisal report
covering the market value of the professional office building identified as
follows:

                  AMERICAN SPORTS MEDICINE INSTITUTE BUILDING
                             1313 13TH STREET SOUTH
                              BIRMINGHAM, ALABAMA

The purpose of this valuation is to estimate the market value of the subject
property's leased fee estate as of September 29, 1993, subject to a master
lease from HealthSouth Corporation.  The report is to be used for asset
valuation purposes.  HealthSouth Corporation is selling nine professional
office buildings for the purpose of establishing a real estate investment trust
(REIT).  This valuation assumes that the prospective REIT is the owner of the
property, with HealthSouth Corporation guaranteeing annual net rental income of
$12.00 per rentable square foot.

This appraisal investigation includes visits to the facility, discussions with
the current owners and management of the property, a review of available
financial data, discussions with local brokers and government offices, and
research and analysis of the market.

"Market value" is defined as:

         "The most probable price which a property should bring in a
         competitive and open market under all conditions requisite to a fair
         sale, the buyer and seller each acting prudently and knowledgeably,
         and assuming the price is not affected by undue stimulus.  Implicit in
         this definition is the consummation of a sale as of a specified date
         and the passing of title from seller to buyer under conditions
         whereby:

         o       Buyer and seller are typically motivated;
   3
HealthSouth Corporation
January 18, 1994
Page Two



         o       Both parties are well informed or well advised, and acting 
                 in what they consider their own best interests;

         o       A reasonable time is allowed for exposure in the open market;

         o       Payment is made in terms of cash in U. S. dollars or in terms
                 of financial arrangements comparable thereto; and

         o       The price represents the normal consideration for the 
                 property sold unaffected by special or creative financing or 
                 sales concessions granted by anyone associated with the sale."

[The Appraisal of Real Estate, page 21, 10th Edition, published by The
Appraisal Institute].


The subject property is a three-story professional office building containing
30,144 gross square feet and 27,800 leasable square feet.  The building is a
Class B facility, with a steel frame and poured-in-place concrete structure and
dryvit and brick veneer exterior walls.  It was constructed in 1992.  The
building is currently occupied by the American Sports Medicine Institute, which
is owned by and associated with the HealthSouth Medical Center.

In arriving at the opinion expressed in this report, it is assumed that the
title to the property is free and clear and held under responsible ownership.
The information furnished us by others is believed to be reliable, but no
responsibility for its accuracy is assumed.  The value reported herein is based
upon the integrity of the information provided.

Based upon the procedures, assumptions and conditions outlined in this report,
we estimate the market value of the leased fee interest in the American Sports
Medicine Institute Building, as of September 29, 1993, to be:

                                   $3,500,000
                                   ==========                        

We have no responsibility to update our report for events and circumstances
occurring after the date of this report.
   4
HealthSouth Corporation
January 18, 1994
Page Three



Neither the whole, nor any part of this appraisal or any reference thereto may
be included in any document, statement, appraisal or circular without Valuation
Counselors Group, Inc.'s prior written approval of the form and context in
which it appears.

This appraisal report consists of the following:

         o       This letter outlining the services performed;

         o       Certifications of the appraisers;

         o       A Statement of Facts and Limiting Conditions;

         o       A Summary of Salient Facts and Conclusions;

         o       A Narrative Section detailing the appraisal of the property; 
                 and

         o       An Exhibit Section containing supplementary data.

A copy of this report and the working papers from which it was prepared will be
kept in our files for eight years.

                                                Respectfully submitted,

                                                VALUATION COUNSELORS GROUP, INC.

                                                /s/ Patrick J. Simers
                                                ---------------------
                                                Patrick J. Simers
                                                Managing Director

PJS:mhb
094-1519.8
   5
                            APPRAISER CERTIFICATION


We, the undersigned, do hereby certify that to the best of our knowledge and
belief:

         The statements of fact contained in this report are true and correct.

         The reported analyses, opinions, and conclusions are limited only by
         the reported assumptions and limiting conditions and are our personal,
         unbiased professional analyses, opinions, and conclusions.

         We have no present or prospective interest in the property that is the
         subject of this report, and have no personal interest or bias with
         respect to the parties involved.

         Our compensation is not contingent on an action or event resulting
         from the analyses, opinions, or conclusions in or the use of this
         report.

         Our analyses, opinions, and conclusions were developed, and this
         report has been prepared in conformity with the requirements of the
         Code of Professional Ethics, the Appraisal Institute, American Society
         of Appraisers, and the Uniform Standards of Professional Appraisal
         Practice.

         The use of this report is subject to the requirements of the Appraisal
         Institute and American Society of Appraisers relating to review by its
         duly authorized representatives.

         Michael P. Bates has made a personal inspection of the property that
         is the subject of this report.  Patrick J. Simers has not made a
         personal inspection of the property.

         The following have provided significant professional assistance to the
         person signing this report:  Michael P. Bates




         /s/ Patrick J. Simers                     /s/ Michael P. Bates
         ---------------------                     --------------------
         Patrick J. Simers                         Michael P. Bates
         Managing Director                         Appraiser
   6
                   STATEMENT OF FACTS AND LIMITING CONDITIONS


Valuation Counselors Group, Inc. strives to clearly and accurately disclose the
assumptions and limiting conditions that directly affect an appraisal analysis,
opinion, or conclusion.  To assist the reader in interpreting this report, such
assumptions are set forth as follows:

Appraisals are performed, and written reports are prepared by, or under the
supervision of, members of the Appraisal Institute in accordance with the
Institute's Standard of Professional Practice and Code of Professional Ethics.

Appraisal assignments are accepted with the understanding that there is no
obligation to furnish services after completion of the original assignment.  
If the need for subsequent services related to an appraisal assignment (e.g.,
testimony, updates, conferences, reprint or copy services) is contemplated,
special arrangements acceptable to Valuation Counselors Group, Inc. must be
made in advance.  Valuation Counselors Group, Inc. reserves the right to make
adjustments to the analysis, opinions and conclusions set forth in the report
as we may deem necessary by consideration of additional or more reliable data
that may become available.

No opinion is rendered as to legal fee or property title, which are assumed to
be good and marketable.  Prevailing leases, liens and other encumbrances,
including internal and external environmental conditions and structural
defects, if any, have been disregarded, unless otherwise specifically stated in
the report.  Sketches, maps, photographs, or other graphic aids included in
appraisal reports are intended to assist the reader in ready identification and
visualization of the property and are not intended for technical purposes.

It is assumed that:  no opinion is intended in matters that require legal,
engineering, or other professional advice which has been or will be obtained
from professional sources; the appraisal report will not be used for guidance
in legal or professional matters exclusive of the appraisal and valuation
discipline; there are no concealed or dubious conditions of the subsoil or
subsurface waters including water table and floodplain, unless otherwise noted;
there are no regulations of any government entity to control or restrict the
use of the property unless specifically referred to in the report; and the
property will not operate in violation of any applicable government
regulations, codes, ordinances or statutes.

In the absence of competent technical advice to the contrary, it is assumed
that the property being appraised is not adversely affected by concealed or
unapparent hazards, such as, but not limited to, asbestos, hazardous or
contaminated substances, toxic waste or radioactivity.  The appraiser is not
qualified to detect such substances.
   7
                   STATEMENT OF FACTS AND LIMITING CONDITIONS


No engineering survey has been made by the appraiser.  Except as specifically
stated, data relative to size and area were taken from sources considered
reliable, and no encroachment of real property improvements is considered to
exist.

Information furnished by others is presumed to be reliable, and where so
specified in the report, has been verified; however, no responsibility, whether
legal or otherwise, is assumed for its accuracy, and cannot be guaranteed as
being certain.  All facts and data set forth in the report are true and
accurate to the best of Valuation Counselors Group, Inc.'s knowledge and
belief.  No single item of information was completely relied upon to the
exclusion of other information.

It should be specifically noted by any prospective mortgagee that the appraisal
assumes that the property will be competently managed, leased, and maintained
by financially sound owners over the expected period of ownership.  This
appraisal engagement does not entail an evaluation of management's or owner's
effectiveness, nor are we responsible for future marketing efforts and other
management or ownership actions upon which actual results will depend.

No effort has been made to determine the impact of possible energy shortages or
the effect on this project of future federal, state or local legislation,
including any environmental or ecological matters or interpretations thereof.

The date of the appraisal to which the value estimate conclusions apply is set
forth in the letter of transmittal and within the body of the report.  The
value is based on the purchasing power of the United States dollar as of that
date.

Neither the report nor any portions thereof, especially any conclusions as to
value, the identity of the appraiser, or Valuation Counselors Group, Inc.,
shall be disseminated to the public through public relations media, news media,
sales media or any other public means of communications without the prior
written consent and approval of Valuation Counselors Group, Inc.

Unless otherwise noted, Valuation Counselors Group, Inc. assumes that there
will be no changes in tax regulations.

No significant change is assumed in the supply and demand patterns indicated in
the report.  The appraisal assumes market conditions observed as of the current
date of our market research stated in the letter of transmittal.  These market
conditions are believed to be correct; however, the appraisers assume no
liability should market conditions materially change because of unusual or
unforeseen circumstances.
   8
                   STATEMENT OF FACTS AND LIMITING CONDITIONS


The report and the final estimate of value and the prospective financial
analyses included therein are intended solely for the information of the person
or persons to whom they are addressed, solely for the purposes stated and
should not be relied upon for any other purpose.  Any allocation of total price
between land and the improvements as shown is invalidated if used separately or
in conjunction with any other report.

A copy of this report and the working papers from which it was prepared will be
kept in our files for eight years.
   9
                    SUMMARY OF SALIENT FACTS AND CONCLUSIONS


                                                                       
GENERAL DATA
                                                                                                           
Effective Date of Value:                    September 29, 1993                                             
                                                                                                           
Last Date of Inspection:                    September 29, 1993                                             
                                                                                                           
Property Identification:                    American Sports Medicine Institute                             
                                            (ASMI) Building                                                
                                                                                                           
Property Location:                          1313 13th Street South                                         
                                            Birmingham, Alabama                                            
                                                                                                           
Interest Appraised:                         Leased Fee Estate                                              
                                                                                                           
Gross Building Area:                        30,144 square feet                                             
                                                                                                           
Net Rentable Area:                          27,800 square feet                                             
                                                                                                           
Subject Land Size:                          44,616 square feet, or 1.0242 acres                            
                                                      
Improvements Description:                   Three-story, steel frame and concrete 
                                            structure, Class B professional office
                                            building constructed in 1992.

Occupancy Percentage:                       Floors 1 and 2 are occupied by American 
                                            Sports Medicine Institute


CONCLUSIONS

Cost Approach:                              $3,975,000

Direct Sales Comparison Approach:           $3,475,000

Income Approach:                            $3,520,000

Final Value Estimate:                       $3,500,000
                                            ==========
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TABLE OF CONTENTS Page ---- Transmittal Letter Appraiser Certifications Statement of Facts and Limiting Conditions Summary of Salient Facts and Conclusions INTRODUCTION 1 Property Identification 1 Purpose and Effective Date of the Appraisal 1 Function of the Appraisal 1 Scope of the Appraisal 1 Property Rights Appraised 2 Definition of Value 2 History of the Property 3 History and Nature of the Business Environment 3 Market Data - Metropolitan Birmingham 5 DESCRIPTIVE DATA 10 Neighborhood Analysis 10 Zoning 11 Real Estate Taxes and Assessments 11 Site Analysis 12 Building and Site Improvements 13 HIGHEST AND BEST USE 15 VALUATION SECTION 18 Valuation Methodology 18 Cost Approach 19 Direct Sales Comparison Approach 32 Income Approach 40 CORRELATION AND CONCLUSION 43
11 TABLE OF CONTENTS EXHIBIT SECTION Exhibit A - Professional Qualifications Exhibit B - Legal Description Exhibit C1 - Metropolitan Area Map Exhibit C2 - Neighborhood Map Exhibit D1 - Survey Exhibit D2 - Tax Plat Map Exhibit E - Land Sale Location Map Exhibit F - Building Floor Plans Exhibit G - Building Description Exhibit H - Land Improvements Description Exhibit I - Rent Comparable Location Map Exhibit J - Rent Comparables Summary Exhibit K - Subject Photographs 12 INTRODUCTION PROPERTY IDENTIFICATION The subject of this appraisal is American Sports Medicine Institute Building located at 1313 13th Street South in Birmingham, Alabama. The subject is a three-story building that is situated just east of the new HealthSouth Hospital. The property is identified by Jefferson County as tax parcel number 29-0-1-3-008-11.001. The property has a parking lot on its south end, with parking spaces for 26 vehicles. PURPOSE AND EFFECTIVE DATE OF THE APPRAISAL The purpose of this appraisal is to estimate the market value of the real property identified above. The effective date of valuation is September 29, 1993, the date of our last inspection. FUNCTION OF THE APPRAISAL The report is to be used for internal financial valuation purposes. The owners are considering the sale of nine professional office buildings for the purpose of establishing a real estate investment trust (REIT). The subject property would be included in that sale. SCOPE OF THE APPRAISAL This appraisal engagement includes all three of the standard valuation approaches and is in conformity with the requirements of the Code of Professional Ethics and Standards of Professional Practice of the Appraisal Institute and Society of Real Estate Appraisers. The scope of our assignment included collecting, verifying and analyzing market and property data applicable to the three approaches and consistent with the property's highest and best use. The results of the three approaches are then reconciled into a final value conclusion considering the relevancy and quality of data presented in each of the approaches. -1- 13 PROPERTY RIGHTS APPRAISED The property right appraised herein is the Leased Fee Estate. "Leased Fee Estate" is: "an ownership held by the landlord with the right of use and occupancy conveyed by lease to others; the rights of lessor (the leased fee owner) and leased fee are specified by contract terms contained within the lease." [The Appraisal of Real Estate, p. 123, 10th Ed., published by The Appraisal Institute]. DEFINITION OF VALUE For the purpose of this valuation, "market value" is defined as follows: "The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller each acting prudently and knowledgeably, and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: o Buyer and seller are typically motivated; o Both parties are well informed or well advised, and acting in what they consider their own best interests; o A reasonable time is allowed for exposure in the open market; o Payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and o The price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions granted by anyone associated with the sale." [The Appraisal of Real Estate, p. 21, 10th Ed., published by The Appraisal Institute]. -2- 14 HISTORY OF THE PROPERTY HealthSouth Medical Center, Inc., acquired the assets of the South Highlands Hospital in November 1989 [Deed Book 3726/Page 014]. A new main hospital building and the Alabama Rehabilitation Center were constructed in 1991. From 1990 through 1992, HealthSouth Medical Center acquired 15 parcels containing 1.7525 acres east of the existing hospital, and assembled and rezoned 1.0242 acres for the construction of the American Sports Medicine Institute (ASMI). The ASMI facility was constructed in late 1992 and early 1993. The top floor of the facility is vacant, and the tenant finish work has not yet been completed on this space. The subject professional building has reportedly not been marketed for sale and is not currently under an agreement of sale. No other deed transfers were noted in the last three years. A title search is recommended for official determination. HISTORY AND NATURE OF THE BUSINESS ENVIRONMENT United States Economic Performance and Outlook The value of the business enterprise value is influenced by potential returns available from alternative investments. These return expectations are affected by economic conditions as they impact the ability of a business enterprise to generate a return on its invested capital. Perhaps the most important economic indicator affecting potential investor returns is the aggregate demand for goods and services. Aggregate demand is measured by a country's Gross Domestic Product (GDP), which is the sum of all domestic expenditures for consumption, government services, and net exports. As of the valuation date, the United States economy is currently mired in a period of slow economic growth. Gross Domestic Product (GDP) increased at a 2.1 percent annual rate during 1992 after declining (1.2%) during 1991. The GDP was 0.7 percent and 1.6 percent, respectively, for the first and second quarters of 1993, or an annualized rate of 1.1 percent. The components of GDP indicate that the economic recovery is affecting many sectors of the economy. Personal consumption expenditures, which account for approximately two-thirds of GDP, rose only 1.3 percent during the first half of 1993. Non-residential -3- 15 Fixed Investment advanced 2.2 percent and Residential Fixed Investment grew 1.7 percent. Federal Government Purchases declined (0.6%) over the same period. Federal Government Purchases account for 7.2 percent of the total GDP, and this decline is limited to the rate of overall GDP growth. The value of the business enterprise value is also affected by the current and expected levels of inflation and interest rates. Inflation creates uncertainty in the mind of investors as they attempt to estimate future investment returns. This uncertainty is incorporated into both the required return on equity and debt capital. The economic downturn has resulted in sharply lower inflation. The Consumer Price Index (CPI) ended 1992 with a 3.0 percent increase compared to a 4.2 percent increase during 1991. The CPI for 1993 is currently estimated at 3.3 percent. The GDP Deflator, a much broader price level index, ended 1992 with a 2.6 percent annual increase compared to a 4.0 percent increase during 1991. The GDP Deflator is currently estimated at 2.5 percent for 1993. The Federal Reserve Bank has adopted a relatively easier monetary policy as a result of the recession. Interest rates, as represented by long-term Treasury bond yields, declined approximately ten basis points compared to rates existing a year earlier. Long-term corporate bond rates have also decreased and the Federal Reserve's discount rate reductions have prompted commercial banks to lower their prime lending rate to 6.0 percent. Selected monetary statistics are presented in the following table. INTEREST RATES AND SELECTED STATISTICS JUNE 30, 1993 JANUARY 2, 1992 Federal Fund Rate 3.0% 3.9% 90-Day Treasury Bill Rate 3.1% 3.9% 30-Year Treasury Bond 6.9% 7.5% Aaa Bond Yield 7.4% 8.2% Prime Rate 6.0% 6.5% -4- 16 Economic Outlook According to Value Line's Quarterly Economic Review, dated June 30, 1993, the economic recovery is now two years old, but shows much slower growth than normal for a mature recovery. Among factors cited by Value Line for contributing to the slow growth are "high debt, stagnant personal income, low consumer confidence and a troubling unemployment rate". Value Line's Quarterly Economic Review identified the following estimates for selected economic statistics from 1993 to 1995.
1993 1994 1995 Real GDP 2.7% 3.2% 3.3% Personal Consumption Expenditures 2.8% 2.7% 2.5% Federal Government Purchases (5.2%) (3.0%) (4.0%) 30-Year Treasury Bond Yields 7.1% 7.2% 7.2% Prime Rate 6.0% 6.3% 6.7% Consumer Price Index 3.5% 3.5% 3.6%
MARKET DATA - METROPOLITAN BIRMINGHAM Birmingham is recognized as a leading financial, transportation, communication, manufacturing, healthcare and distribution center for the southeast United States. The region's central location within the state of Alabama has been a major factor in its economic success. The Birmingham Metropolitan Statistical Area (MSA) consists of five counties with an estimated 1992 population of 917,100. This ranks the metropolitan area as the 46th largest in the county. The larger 16-county primary market area contains a population of 1,341,500. A map of the Birmingham MSA is shown in the Exhibit Section of this report. Trends in population, housing, employment and income are contributing social and economic forces that impact property values. Each of these elements is discussed separately. -5- 17 POPULATION Historical data and growth projections reflect the economic climate of an area and have both a direct and indirect impact on property values. Table 1 shows the county population totals by decade. Table 1 also shows the annual percentage increases in population for the individual counties in the Birmingham MSA. The fastest annual population growth in the Birmingham MSA occurred in the decade of the 1980s. The rate of growth in the 1980s, however, was only 1.13 percent per year, compared to 2.0 percent to 3.0 percent per year for many other large Southeast US metropolitan cities during the decade. The City of Birmingham, in Jefferson County, and Walker County experienced population declines during the most recent decade. TABLE 1 POPULATION BY COUNTY
1970 1980 1990 COUNTY CENSUS CENSUS CENSUS Blount 26,853 36,459 39,248 Jefferson 644,991 671,392 651,525 City of Birmingham* 300,910 286,799 265,968 Saint Claire 27,956 41,205 50,009 Shelby 38,037 66,298 99,358 Walker 56,246 68,660 67,670 TOTAL MSA 794,083 884,014 907,810 * City of Birmingham included in Jefferson County totals.
-6- 18 AVERAGE PERCENTAGE INCREASE COUNTY 1970s 1980s 1990s Blount 3.58% 0.76% N/A Jefferson 0.41% -0.30% N/A Saint Clair 4.74% 2.14% N/A Shelby 7.43% 4.99% N/A Walker 2.21% -0.14% N/A TOTAL MSA 1.13% 0.27% 0.5% Source: Birmingham Area Chamber of Commerce Jefferson County, excluding the City of Birmingham, grew 1.18 percent per year in population during the 1970s, but experienced little growth during the 1980s. The estimated population growth rate so far in the 1990s is still slow, but faster than experienced in the 1980s. HOUSING The growth in housing in the Birmingham MSA was also slow but stable during the 1980s. As was the case in other cities during the decade, much of the new housing occurred due to a decline in the average household size. In the Birmingham MSA, there were 3.01 persons per household in 1970, compared to 2.41 persons per household in 1990. So far in the 1990s, single-family housing sales have been brisk, with record sales in 1992 and thus far in 1993. The area ranks 48th in new homes built in 1993, with 3,510 new homes the first half of 1993. New apartment construction totaled over 6,000 units from 1987 through 1990, or an average of 1,545 per year. New multifamily units only totaled 40 in 1992 and 140 for the first six months of 1993. Most of the new apartment construction has been concentrated south of the City of Birmingham along the U.S. Highway 280 and U.S. Highway 31 corridors. -7- 19 Looking forward, the average household size is not expected to continue to decline indefinitely. The growth in housing, therefore, should equal the population growth plus the replacement of obsolete housing. EMPLOYMENT In the 1980s, the average annual growth in employment in the MSA was 3,520, compared to 8,290 per year during the 1970s. So far in the 1990s, the region is averaging 3,233 new jobs each year. The unemployment rate at the end of 1992 was 6.1 percent, compared to 7.3 percent and 7.4 percent for the state of Alabama and the U.S., respectively. Table 2 shows the diversity in employment in the Birmingham MSA. TABLE 2 EMPLOYMENT BY SECTOR
PERCENTAGE OF TOTAL PERCENTAGE OF TOTAL SECTOR LABOR DOLLARS ESTABLISHMENTS Health Services 11.7% 6.5% Other Services 14.0% 26.5% Manufacturing 15.7% 5.7% Construction 12.0% 8.8% Transp., Comm. & Utilities 13.8% 3.6% Wholesale Trade 10.2% 9.5% Retail Trade 9.8% 25.2% Finance, Insurance, & Real Estate 9.1% 9.2% Mining & Agricultural 3.5% 1.4% Miscellaneous 0.2% 3.6% REGION 100.0% 100.0% Source: Birmingham Chamber of Commerce
-8- 20 In 1970, manufacturing accounted for 28.3 percent of the employment in the MSA. By 1991, manufacturing only accounted for 13.1 percent of the area's employment. The manufacturing jobs have been replaced with service jobs. The service sector accounts for 25.4 percent of all jobs in 1991, versus 14.3 percent in 1970. As of April 1993, the largest employers in the Birmingham MSA are as follows: University of Alabama 15,696 U.S. Government 9,501 South Central Bell 7,450 State of Alabama 6,304 Birmingham City Schools 4,733 Alabama Power Company 4,611 INCOME Jefferson County and the Birmingham MSA are very representative of the average per capita income and average household income in the United States. Table 3 below shows the area's income averages compared to the entire U.S.
TABLE 3 PERCENT PERCENT AVERAGE PER OF U.S. AVERAGE HOUSEHOLD OF U.S. COUNTY CAPITA INCOME AVERAGE INCOME AVERAGE Blount $13,135 70% $27,219 77% Jefferson $18,624 100% $34,235 97% St. Clair $13,056 70% $26,750 76% Shelby $15,935 85% $44,813 115% Walker $14,556 78% $26,585 75% MSA $17,479 94% $34,315 100%
Jefferson County has approximately the same per capita income and household income as the national average. In summary, metropolitan Birmingham has experienced a slow but stable growth rate in recent years. Its economic base is diverse. National trends of a lower manufacturing work force and lower household size have also been the experience in Birmingham. -9- 21 DESCRIPTIVE DATA NEIGHBORHOOD ANALYSIS The subject neighborhood is identified as the "Southside" area of Birmingham. This area is just south of the Central Business District (CBD) of Birmingham and east of the Red Mountain Expressway. This neighborhood is bounded on the north by the University of Alabama at Birmingham (UAB), on the east by the Red Mountain Expressway (U.S.Highway 31), on the south by Red Mountain with the famous Vulcan Statue, and on the west by Interstate 65. A map of the neighborhood is located in the Exhibit Section. The Southside includes many of the city's old restored homes. The Highland/Five-Points area has undergone considerable renovation, and is becoming a restaurant and entertainment center. The subject medical office building, which is part of the HealthSouth Medical Center, is located one-quarter-mile west of the Highland/Five-Points area, and just north of Red Mountain. The upscale residential communities of Homewood and Mountain Brook are located just south and east of the Southside. The property is situated at 1313 13th Street South. The block bounded by 13th Place South, 12th Avenue South and 13th Street South contains the subject building. East and south of the property are primarily older residential areas. The HealthSouth Medical Center and the HealthSouth Professional Condominium Building are situated to the west of the property. Some homes have been converted to commercial uses around the hospital. A few neighboring parcels have been redeveloped with small apartment buildings, including the site just south of the property. North of the HealthSouth Medical Center is UAB, which is reportedly now the second largest university in Alabama. The university has been growing rapidly and has absorbed most of the land uses in a six by fifteen block area. The UAB Medical Center is considered by some to be in the same class as the Mayo Clinic in some medical research fields. In summary, the neighborhood is an older residential area that is undergoing renovation and restoration. Development in the area is being driven primarily by hospital growth which includes the subject HealthSouth Medical Center, the UAB Medical Center and St. Vincent Medical Center. Although medical service is the focus of new development, new retail, restaurant and residential development is also active in the area. -10- 22 ZONING The subject property is zoned "COI, Conditional Office and Institutional District", by the City of Birmingham. According to the City zoning requirements, the office and institutional district provides "for the orderly arrangement of institutional, clerical and administrative space". Permitted uses include public, semi-private or private office; public or semi-private, religious, educational or charitable institutions; and, other similar uses consistent with this zoning code's purpose and surrounding uses. This zoning shall not include properties with industrial characteristics, communal living facilities or correctional institutions. The subject's "conditional" zoning provided for the specific medical services property that was constructed on the site. The owners of the building were reportedly granted setback and parking variances prior to the construction of the building. Since the site plan was approved prior to construction, and the occupancy permit received after construction, it is assumed that the property conforms to all the required conditions of zoning. The zoning variance may have provided for an easement with the hospital for additional parking spaces on the north side of the property. A letter of zoning compliance from the City of Birmingham is recommended for an official determination regarding any zoning conformity issues. REAL ESTATE TAXES AND ASSESSMENTS The subject property is situated in the City of Birmingham, and subject to the taxing authority of the City and Jefferson County. Commercial properties in the City and County are assessed at 20 percent of tax-appraised value for tax purposes. The subject's tax-appraised values and assessed values are summarized as follows: Tax-Appraised Assessment Market Value Values ------------ ---------- Land $ 192,000 $ 38,400 Improvements 2,147,980 429,596 ---------- -------- Total $2,339,980 $467,996 -11- 23 The 1993 millage rate is $69.50 per $1,000 of assessed value. The 1993 taxes are calculated as follows: $467,996/$1,000 x $69.50 = $32,526 SITE ANALYSIS The subject site is rectangularly-shaped with frontage of 240 feet on the east side of 13th Street South and 240 feet along the west side of 13th Place South. The subject site is 185.9 feet deep between the two streets. It contains 44,616 square feet, or 1.0242 acres. A survey showing the site containing 48,001 square feet is included in the Exhibit Section. The subject site is this survey site excluding 3,385 square feet that is now a hospital parking lot on the north side of the building. This survey is the subject property, excluding 3,385 square feet that is now a hospital parking lot on the north side of the building. A legal description of the 48,001 square foot site was provided to the appraisers and is included in the Exhibit Section. A current survey and legal description of the subject 44,616 square feet was not available to the appraisers at the time of this report. We reserve the right to modify our report if the actual acreage is found to vary significantly from the 44,616 square feet. The topography of the site slopes slightly downward from the parking lot on its south end to its north end adjoining the hospital parking lot. The front and main entrance to the building is on the first or ground floor. Entrance to the building from the south end parking lot is on the second floor of the building. The subject building is located on a hill and does not contain any flood plain. Utilities serving the site include water, sewer, telephone, gas and electricity. Police services and fire protection are located in the neighborhood. Other site improvements consists of general landscaping, asphalt paving, concrete paving and curbing, some shrubs and general signage. The parking lot to the north of the building contains 26 parking spaces, including two handicap spaces. -12- 24 We are not aware of any detrimental easements or encroachments encumbering the site. Further, we assume that the subject site is not encumbered with detrimental easements or encroachments. A copy of a Jefferson County tax plat map is included in the Exhibit Section. To our knowledge, no environmental study has been conducted on the subject site. As appraisers, we are not qualified to detect hazardous materials. Consequently, our report assumes that there are no environmentally hazardous materials in the site or building that would adversely affect the subject property's value. BUILDING AND SITE IMPROVEMENTS The ASMI Building was constructed in 1992. It contains 30,144 gross square feet and 27,800 leasable square feet on three floors. The rentable area excludes the mechanical rooms and vertical penetrations (stairwells, elevator shafts). The building area by floor is shown on floor plans included in the Exhibit Section of this report. The building is a three-story, reinforced concrete and steel structure building, with a dryvit and brick veneer exterior. The entire building is sprinklered. The building has a metal deck roof structure, with a waterproof membrane roof and large-stone gravel covering. Ceiling heights are approximately nine and one-half feet on the first floor and nine feet on the second and third floors. Ceiling finishes consists of acoustical ceiling tiles and recessed fluorescent lighting and cone directional lights. The interior walls are wall paper on gypsum board over metal studs. Air conditioning is supplied via Trane packaged units on each floor. A gas-fired Teledyne boiler provides heated air to the building. A natural gas emergency generator is located in the back of the building. The second floor of the building contains a computer room with raised floors. The interior floors are mostly carpeted, with some vinyl and ceramic tile in the lab and bathroom areas. Windows and doors are metal framed, and interior doors are solid-core wood. The first floor contains the lobby, office and patient rooms, a laboratory area and a two-story gymnasium or rehab area. The second floor contains a library, a conference room, offices, a staff lounge and a television studio. -13- 25 A detail description of the building and site improvements are included in the Exhibit Section of this report. CONDITION OF IMPROVEMENTS AND OBSOLESCENCE The building is new and in good condition. There is no deferred maintenance, functional or economic obsolescence. The top floor of the building contains 3,091 gross square feet and 2,607 net leasable square feet. The tenant finish work has not yet been completed on this space, and the floor is currently vacant. Since the master lease provides for HealthSouth guaranteeing income on this space, this report assumes that HealthSouth will complete the tenant finish work prior to prospective sale to the REIT. -14- 26 HIGHEST AND BEST USE The Appraisal Institute defines "highest and best use" as follows: "The reasonably probable and legal use of vacant land or an improved property, which is physically possible, appropriately supported, financially feasible, and that results in the highest value" [The Appraisal of Real Estate, Page 45, 10th Edition published by The Appraisal Institute]. The four categories of highest and best use analysis are: 1. Physically Possible - Uses which are physically possible for the site and improvements being analyzed. 2. Legally Permissible - Uses permitted by zoning and deed restrictions applicable to the site and improvements being analyzed. 3. Financially Feasible - This step identifies if the physically possible and legally permitted alternatives produce a net income equal to or greater than the amount needed to satisfy operating expenses. 4. Maximally Productive - This step clarifies which of the financially feasible alternatives provides the highest value consistent with the rate of return warranted by the market for a particular use. There are two types of highest and best use: THE HIGHEST AND BEST USE OF LAND AS VACANT and THE HIGHEST AND BEST USE OF A PROPERTY AS IMPROVED. Both types are discussed as follows using the four categories of highest and best use. As Vacant The purpose of this analysis, given the site is vacant or can easily be made vacant, is to determine if something should be constructed on the site, and, if so, what should be constructed on the site. -15- 27 PHYSICALLY POSSIBLE The size and shape of the subject site is adequate for the development of a number of alternative uses including small residential, commercial, office/institutional, industrial and special-purpose properties. The site possesses good access and visibility. The size of the parcel would preclude any large developments. LEGALLY PERMISSIBLE As stated earlier in the Zoning section of this report, the property is currently zoned "COI, Conditional Office and Institutional". Permitted uses in this general zoning category vary widely. Potential legal uses would include some retail and restaurants, office/institutional, hotels, hospitals and other medically-oriented uses. The subject's conditional zoning provided for the construction of the subject medical facility, with variances for setbacks and parking received prior to construction. Surrounding uses include the hospital, other professional office uses, some apartments and some old single-family residential properties. These use patterns would likely preclude industrial, retail or future single-family development on the site. FINANCIALLY FEASIBLE Having established that the site is physically suited for and legally restricted to office/institutional development, the next consideration is economic feasibility. Financially feasible uses for the site, if vacant, are those uses that would generate an economic return to the land. New hospital related development on the west side of the building indicates that new development is financially feasible. HealthSouth Medical Center, UAB Medical Center and St. Vincent Medical Center have all recently built new medical office facilities. MAXIMALLY PRODUCTIVE The maximally productive use is a financially feasible use that would produce the greatest land value. Office/institutional use is physically possible and legally permissible, and new development is financially feasible. Based on this analysis, the current highest and best use of the land, if vacant, would be for office/institutional development based on the growth needs of the hospital. -16- 28 As Improved The subject site is currently improved with a 27,800 rentable square foot professional building and associated site improvements. The purpose of this discussion is to determine whether to leave the improvements as they are, to modify the improvements or to remove the improvements. PHYSICALLY POSSIBLE It would obviously be physically possible to leave the improvements as they are, to demolish the existing improvements and replace them with new improvements, or to modify existing improvements. The improvements were recently constructed and are considered functional. LEGALLY PERMISSIBLE The building, as improved, is assumed to be a legal conforming use, since the property was recently constructed and received an occupancy permit. Under the current zoning, the property could remain as it is, be torn down or renovated. FINANCIALLY FEASIBLE The highest and best use of the land, if vacant, was to develop with an office/ institutional use based on the adjacent hospital's growth needs. Of the physically possible and legally permissible changes that could be made to the existing facility, demolishing the building would significantly reduce the current asset value, and would not be financially feasible. The only financially feasible use of the existing improvements is it current use as medical office space. MAXIMALLY PRODUCTIVE The maximally productive use for the existing property is the financially feasible use that produces the greatest property value. The exist use was the only financially feasible use. The highest and best use, as improved, is the property's current use. -17- 29 VALUATION SECTION VALUATION METHODOLOGY There are three principal methods to estimate the market value of the assets of the subject property. These are summarized as follows: COST APPROACH: This method is based on the principle of substitution, whereby no investor would prudently pay more for a property than it costs to buy land and build a comparable new building. The market value is estimated by calculating the replacement costs of a new building and subtracting all forms of depreciation and obsolescence present in the existing facility. This provides a depreciated value of the subject improvements if replaced new. The estimate of the current value of the subject land is then added to provide a market value of the property. DIRECT SALES COMPARISON APPROACH: The principle of substitution also says that market value can be estimated as the cost of acquiring an equally desirable substitute property, assuming no costly delay in making the substitution. This method analyses the sales of other comparable improved properties. Since two properties are rarely identical, the necessary adjustments for differences in quality, location, size, services and market appeal are a function of appraisal experience and judgment. INCOME APPROACH: This method is based on the principle of anticipation, which recognizes that underlying value of the subject property can be estimated by its cash flow or stream of earnings. This approach simulates the future earnings for the property, and converts those earnings into a present market value estimate. Consideration has been given to each of the three methods to arrive at a final opinion of value. The application of each approach to value is further discussed in the appropriate sections which follow. -18- 30 COST APPROACH In the Cost Approach, the subject property is valued based upon the market value of the land, as if vacant, to which is added the depreciated replacement cost of the improvements. The replacement cost new of the improvements is adjusted for accrued depreciation resulting from physical deterioration, functional obsolescence, and external (or economic) obsolescence. The cost analysis involves three basic steps: o Land value estimate. o Estimated replacement cost of the improvements. o Estimation of the accrued depreciation from all causes. The sum of the market value of the land and the depreciated replacement cost of the improvements and equipment is the estimated market value via the Cost Approach. Land Valuation Land valuation, assuming the site is vacant, is based upon the following steps: o A comparison with recent sales and/or asking prices for similar land. o Interviews with reliable real estate brokers and other informed sources who are familiar with local real estate activity. o Our experience in estimating land values. The following sales are located within the general market area of the subject property and are considered to be representative of market activity and conditions as of the valuation date. Unless otherwise indicated, the sales involved arms-length transactions that conveyed a fee simple interest, and only real property was included in the transactions. -19- 31 Land Comparable Number 1 Parcel Number: 29-01-3-008-7 Location: East side of 13th Street South across from the new Alabama Sports Medicine and Orthopedic Center and the new HealthSouth Hospital. Size: 7,000 square feet Sale Date: April 29, 1993 Deed Book/Page: 4544/195 Grantor: Randall J. Westbrook Grantee: HealthSouth Medical Center, Inc. Sale Price: $135,000 Price Per Square Foot: $19.29 Terms of Sale: All Cash Shape: Rectangular Zoning: Office/Institutional Utilities: All utilities are available. Comments: This parcel was part of 15 parcels assembled from 1990-1992 for the construction of the Sports Medicine Institute and additional parking. The average price for the 15 parcels was $18.16 per square foot. The Grantor in this transaction is an employee of the Grantee that acquired the property on July 10, 1992, from Dwain Pitts, et al, for the same price [Deed Book 4313/Page 978].
-20- 32 Land Comparable Number 2 Parcel Number: 29-01-3-010-4 Location: West side of 12th Street South adjacent to an existing parking lot across from the old entrance to the HealthSouth Medical Center. Size: 8,160 square feet Sale Date: April 29, 1993 Deed Book/Page: 4544/197 Grantor: Vicki E. Owens Grantee: HealthSouth Medical Center, Inc. Sale Price: $66,000 Price Per Square Foot: $8.09 Terms of Sale: All Cash Shape: Rectangular Utilities: All utilities are available. Comments: This parcel was purchased for future parking needs by the hospital. The hospital purchased the property based solely on land value and considered the forty year old house on the site to be only a temporary use until additional parking is needed. The Grantor in this transaction is an employee of the Grantee that acquired the property on October 30, 1992 from Robert Vests for the same price [Deed Book 4410/Page 819].
-21- 33 Land Comparable Number 3 Parcel Number: 29-01-3-005-3 Location: Northeast corner of 12th Street South and 11th Avenue South, one block north of the HealthSouth Medical Center. Size: 45,600 square feet Sale Date: November 13, 1990 Deed Book/Page: 3972/250 Grantor: Eleventh Avenue United Methodist Church Grantee: HealthSouth Medical Center, Inc. Sale Price: $1,500,000 Price Per Square Foot: $32.89 Terms of Sale: All Cash Shape: Rectangular Zoning: Office/Institutional Utilities: All utilities are available. Comments: This parcel was a church before being sold to HealthSouth. Part of the improvements have been removed and the site is used as overflow parking by the hospital. The remainder of the building is scheduled to be removed in the near future.
-22- 34 Land Comparable Number 4 Location: Northeast corner of 17th Street and 11th Avenue approximately one-quarter mile south of the University of Alabama Medical Center and one-half-mile northeast of the subject. Size: 16,000 square feet Sale Date: January 2, 1990 Deed Book/Page: 3951/388 Grantor: Jo Anne Jackson Grantee: Board of Trustees of University of Alabama Sale Price: $240,000 Price Per Square Foot: $15.00 Terms of Sale: All Cash Shape: Rectangular Zoning: Office/Institutional Utilities: All utilities are available. Comments: This parcel contains an old doctor's building that is boarded up and no longer used. The building does not contribute any value.
-23- 35 Land Comparable Number 5 - Current Listing Location: Northwest corner of 19th Street and 5th Avenue South, just north of the University of Alabama Medical Center (UAB). Size: 56,000 square feet Owner: Mr. Hill Asking Price: $3,080,000 Price Per Square Foot: $55.00 Shape: Rectangular Zoning: M-1 Light Industrial, but permitted for the construction of an 11-story, 220,000 square foot office building. Utilities: All utilities are available. Comments: This vacant parcel is across from UAB and a high rise apartment building that is currently under construction. The owner has been offered approximately $35 per foot.
-24- 36 A summary of the land sales and listing is shown as follows: SUMMARY OF LAND COMPARABLES
LAND SALE SIZE PRICE COMP LOCATION DATE (SF) PER SF 1 13th Street South 04/93 7,000 $19.29 2 12th Street South 04/93 8,160 $ 8.09 3 12th Street South 11/90 45,600 $32.89 4 17th Street 01/90 16,000 $15.00 5 19th Street Listing 56,000 $55.00 SUBJECT 13TH AVENUE SOUTH $44,616
Discussion of Land Comparables LAND COMPARABLE 1 was one parcel of 15 that were assembled by the hospital around what is now the American Sports Medicine Institute. Downward adjustments are indicated because of the more level topography of this comparable parcel and because of its smaller size. The adjustments are shown on a Land Sale Adjustment Grid at the end of this discussion. The adjusted price per square foot of this comparable is $16.40 per square foot. LAND COMPARABLE 2 was a parcel containing an old house. The site was purchased by the hospital for future parking needs of the hospital. The improvements were not considered to have any significant value. A large upward adjustment is indicated because of the inferior location of this parcel compared to the subject that is adjacent to the hospital. Downward adjustments are indicated because of the comparable's level topography and its smaller size. The adjusted price per square foot of this comparable is $9.30. -25- 37 LAND COMPARABLE 3 was a 45,600 square foot parcel north of the hospital that contained a Methodist Church. The church has relocated and the land is being used for hospital overflow parking. The remaining building is reportedly scheduled to be removed in the near future. Downward adjustments are indicated because of the declining economy since this purchase and because of the level topography of this site. The adjusted price for this comparable is $28.12 per square foot. LAND COMPARABLE 4 is a parcel that UAB purchased for future parking or development. It is located one-quarter-mile south of the UAB campus. An upward adjustment is indicated due to the inferior location of this comparable. A downward adjustment is indicated for size. The adjusted price per square foot of this comparable is $14.85. LAND COMPARABLE 5 is the current listing of a site just north of UAB Medical Center. This site is zoned for high rise development. A significant downward adjustment is indicated because this is a listing rather than an actual sale. Downward adjustments are also indicated for location, topography and due to the superior zoning density of this site. The adjusted price per square foot of this comparable is $32.73 per square foot. The adjusted land prices range from $9.30 per square foot to $32.73 per square foot, with the prices of the most comparable sites being in the middle of this range. Based on our analysis of the subject versus these comparables, it is our opinion that a land price of $18.25 per square is representative of the subject site. The average price per square foot for the land assembled around what is now the American Sports Medicine Institute was $18.16 per square foot. The subject land value is estimated as follows: 44,616 SF x $18.25/SF = $814,242 Rounded to: $815,000 ======== -26- 38
L A N D S A L E A D J U S T M E N T G R I D American Sports Medicine Institute Birmingham, Alabama Subject Land Comp Land Comp Land Comp Land Comp Land Comp Element #1 #2 #3 #4 #5 Sale Price/SF $19.29 $8.09 $32.89 $15.00 $55.00 Propery Rights Fee Simple Same Same Same Same Same Adjustment ------------------------------------------------------------------------- Adjusted Price/SF $19.29 $8.09 $32.89 $15.00 $55.00 Financing Cash Cash Cash Cash Cash Cash Adjustment ------------------------------------------------------------------------- Adjusted Price/SF $19.29 $8.09 $32.89 $15.00 $55.00 Conditions of Sale None None None None Listing Adjustment -15% ------------------------------------------------------------------------- Adjusted Price/SF $19.29 $8.09 $32.89 $15.00 $46.75 Market/Time Effective Adjustment Sep-93 0% 0% -10% -10% 0% ------------------------------------------------------------------------- Adjusted Price/SF $19.29 $8.09 $29.60 $13.50 $46.75 Other Adjustments: Location Adjustment 0% 30% 0% 20% -15% Topography Adjustment -5% -5% -5% 0% -5% Size Adjustment 44,616 -10% -10% 0% -10% 0% Zoning Adjustment 0% 0% 0% 0% -10% Net Other Adjustments -15% 15% -5% 10% -30% FINAL ADJUSTED PRICE PER SF $16.40 $9.30 $28.12 $14.85 $32.73 =========================================================================
-27- 39 Building and Site Improvements The building and site improvements have been valued on the basis of replacement cost less accumulated depreciation. The cost new was estimated via the segregated cost method, with cost factors obtained from Marshall Valuation Services, Inc., a national cost manual. The unit cost includes both direct and indirect costs, with adjustments made for special building features, construction quality, time and location. The composite unit cost has then been applied to the gross square footage of the building to derive the replacement cost new. The total project replacement costs for the subject building are estimated to be $3,176,887 using Marshall Valuation Services. A schedule at the end of this section shows the estimated replacement cost by category for the subject building plus estimates of all forms of depreciation. The total accumulated depreciation of a structure represents the loss in value due to physical deterioration, functional obsolescence, or external (or economic) obsolescence. Economic life of a structure or improvement is the period over which they contribute to the value of the property. These terms are defined as follows: Physical Deterioration: The loss in value due to deterioration or ordinary wear and tear, i.e., natural forces taking their toll of the improvements. This begins at the time the building is completed and continues throughout its physical life. Functional Obsolescence: The loss in value due to poor plan, functional inadequacy, or super-adequacy due to size, style, design, or other items. This form of depreciation occurs in both curable or incurable forms. External (or Economic) Obsolescence: The loss in value caused by forces outside the property itself. It can take many forms such as excessive noise levels, traffic congestion, abnormally high crime rates, or any other factors which affect a property's ability to produce an economic income, thereby causing a decline in desirability. Other forms of economic obsolescence may include governmental restrictions, excessive taxes, or economic trends. Economic Life: The economic life of a good quality medical office buildings is typically 40 to 50 years. For the subject Class B building, we have assumed an economic life of 45 years. Remaining Economic Life: Remaining economic life can be defined as the number of years remaining in the economic life of the structure or structural components as of the date of the appraisal. -28- 40 Marshall Valuation Services, Inc., and the actual experience of other buildings in the market, were use to estimate the overall economic life of the improvements. The assignment of economic lives assumed that, except for the building shell and foundation, building components would be replaced periodically over the life of the building. Physical Depreciation The amount of physical depreciation and obsolescence in the subject building is judged normal for a building of this age. Observation of the subject property indicated that the structure and related component parts have been adequately maintained through a continuous maintenance service program. The subject property was constructed in early 1992, and it is in excellent to good condition. After taking into consideration all significant physical factors affecting the subject property, it is judged that the subject has an effective age equal to its actual age of one and one-half years. The remaining useful life is estimated to be 43.5 years. This translates into a physical depreciation estimate of 3.3 percent (1.5 years divided by 45 years). The amount of depreciation attributable to the property has been estimated on a straight-line basis, which is founded on the assumption that depreciation of a property occurs equally throughout its economic life. The elements which make up site improvements have shorter economic lives than the building. We have estimated the aggregate useful lives of these items to be 15 years with an effective age of one and one-half years and a remaining useful life of 13.5 years. Therefore, the depreciation rate attributable to the site improvements on a straight-line basis is estimated to be approximately 10.0 percent. Entrepreneurial profit and miscellaneous replacement costs are depreciated at a blended depreciate rate. We also requested the actual construction costs for the property, since it was completed in early 1992. The total costs of the improvements was reported by HealthSouth to be $2,973,780, including architectural and engineering expenses but excluding any profit. The detailed cost information was not audited by the appraisers, but is assumed to be correct. The total replacements costs via the Marshall Valuation Service, excluding the entrepreneurial profit, was approximately $200,000 higher than the HealthSouth costs. -29- 41 The actual development costs of $2,973,780 for the subject property is considered more reliable than the Marshall numbers because of the special-purpose nature of the subject building. We, however, believe that an entrepreneurial profit of 10.0 percent is normal and customary in the market to encourage new development. Including the entrepreneurial profit of 10.0 percent, or $297,378, the total building replacement costs are $3,271,158. Total depreciation is estimated at $109,509, based on 3.3 percent depreciation of building replacement costs and 10.0 percent depreciation of site improvements. The total depreciated value of the subject replacement costs is $3,271,158 less $109,509, or $3,161,649. The $815,000 land value is added to the depreciated replacement costs, for a final Cost Approach value of $3,976,649. Cost Approach Conclusion Based on the investigation as previously defined, the market value of the subject property by the Cost Approach, as of September 29, 1993, is rounded to: $3,975,000 ========== -30- 42 SUMMARY OF REPLACEMENT COSTS NEW 1313 13th STREET SOUTH
MARSHALL SERVICE Site Preparation $ 36,440 Foundation $ 66,618 Frame $ 282,449 Exterior Walls $ 201,710 Floors $ 166,297 Roof $ 104,300 Roof Cover $ 36,654 Part. & Bit. in $ 609,512 Ceilings $ 170,916 Floor Coverings $ 98,420 Plumbing $ 189,605 HVAC $ 378,910 Electrical $ 203,773 Other Features Owner's Costs $ 538,433 ------------- Total Building Replacement Costs $2,973,780 $3,084,037 Site Improvement Replacement Costs $ 92,850 ----------------------- Total Replacement Cost $2,973,780 $3,176,887 Architect's Fees Plans and Specs (Of Building Costs) 4.00% $ 123,361 Architect's Fees, Supervision (Of Building Costs) 1.50% $ 46,261 Entrepreneurial Overhead, Profit 10.00% and other Miscellaneous Fees (Of Total Replacement Costs) $ 297,378 $ 317,689 ----------------------- Total Other Costs $ 487,311 Total Project Replacement Cost $3,271,158 $3,664,198 Accrued Depreciation: Building Replacement Costs 3.3% Straight Line 1.5/45th $ 99,027 Site Improvement Costs 10.0% 1.5 Years/15 Years $ 0 Other Costs 3.5% Blended Rate $ 10,482 -------- Total Physical Depreciation $109,509 Less Total Depreciation (All Forms) ($ 109,509) ----------- Depreciated Value of Replacement Costs (Based on Actual Costs) $3,161,649 Plus Land Value $ 815,000 ----------- DEPRECIATED COST APPROACH VALUE $3,975,000 ROUNDED: $3,975,000 ===========
-31- 43 DIRECT SALES COMPARISON APPROACH The Direct Sales Comparison Approach is based upon the principle of substitution; that is, when a property is replaceable in the market, its value tends to be set at the cost of acquiring an equally desirable substitute property, assuming there is no costly delay in making the substitution. Since two properties are rarely identical, the necessary adjustments for differences in quality, location, size, services and market appeal are a function of appraisal experience and judgment. The Direct Sales Comparison Approach gives consideration to actual sales of other similar properties with adjustments as previously stated. The sales prices are analyzed in common denominators and applied to the subject property in respective categories to be indicative of market value. The unit of comparison used in this analysis is the price per square foot, which is the gross purchase price of the building divided by the net leasable area in the building. The following sales are considered to be representative of market activity and conditions as of the valuation date. Unless otherwise indicated, the sales involved arm's length transactions that conveyed a fee simple interest, and only real property was included in the transactions. Also, all purchase prices quoted in this report represent all cash sales unless seller financing is noted and the sale prices adjusted for cash equivalency. In our analysis, we obtained details on four professional office building sales which have occurred over the past two years. The terms of the sale and significant data was verified to the extent possible by county deed records and with parties to the transaction. Information on these sales is shown on the following pages: -32- 44 IMPROVED SALE NUMBER 1 GENERAL SALE DATA Location: 1770 Independence Court, Homewood, Jefferson County, Alabama Date of Sale: March 9, 1993 Deed Book/Page: 4223/115 Grantor: Brookwood Medical & Dental Group Grantee: Proxy Land Development Corporation Sale Price: $850,000 Terms of Sale: All Cash PROPERTY DATA Land Size: 92,200 square feet Building Size: 7,808 square feet - gross 6,928 square feet - leasable Year Built: 1984 Occupancy at Sale: 100% STABILIZED OPERATING DATA Dollars Per SF -------- ------ Estimated Gross Income: $100,456 $14.50 Vacancy Allowance @ 5%: $ 5,023 $ 0.73 -------- ------ Effective Gross Income: $ 95,433 $13.77 Estimated Expenses @ $4.00: $ 27,712 $ 4.00 -------- ------ Net Operating Income: $ 67,721 $ 9.77 MARKET VALUE INDICATORS Sale Price Per Square Foot: $ 122.69 Stabilized Overall Rate: 8.0% EGIM: 8.91
COMMENTS The Grantor was an affiliate of HealthSouth Medical Center. The hospital paid more than market value for the building, so the Grantee/physician would move his surgical practice to the HealthSouth Medical Center. The location and building quality for this comparable are very inferior to the subject property. -33- 45 IMPROVED SALE NUMBER 2 GENERAL SALE DATA Location: West side of 20th Street South at the address 908 20th Street South in Birmingham, Alabama Date of Sale: December 20, 1991 Deed Book/Page: 4166/170 Grantor: The Byrd Company, Inc. Grantee: Board of Trustees of the University of Alabama Sale Price: $3,750,000 Terms of Sale: All Cash PROPERTY DATA Land Size: 82,460 square feet Building Size: 52,440 square feet - gross 44,574 square feet - leasable Year Built: 1964 STABILIZED OPERATING DATA Dollars Per SF -------- ------ Estimated Gross Income: $624,036 $14.00 Vacancy Allowance @ 10%: $ 62,404 $ 1.40 ------ Effective Gross Income: $561,632 $12.60 Estimated Expenses @ $6.00/SF $222,870 $ 5.00 -------- ------ Net Operating Income: $338,762 $ 7.60 MARKET VALUE INDICATORS Sale Price Per Square Foot: $ 84.13 Stabilized Overall Rate: 9.0% EGIM: 6.68
COMMENTS This three-story building was purchased by the UAB Medical Center. A Medical Genetics Center now occupies the facility. The current land value near the UAB campus is estimated at 40% to 45% of the total purchase price. -34- 46 IMPROVED SALE NUMBER 3 GENERAL SALE DATA Location: 1260 Upper Hembree Road in Roswell, Fulton County, Georgia Date of Sale: November 20, 1991 Deed Book/Page: 14752/1-8 Grantor: Upper Hembree Associates II, Ltd. Grantee: Medical Plaza, Inc. Sale Price: $4,525,000 Terms of Sale: All Cash PROPERTY DATA Land Size: 1.65 acres (approximate) Building Size: 32,500 square feet Year Built: 1991 Occupancy at Sale: 100% STABILIZED OPERATING DATA Dollars Per SF -------- ------ Estimated Gross Income*: $671,125 $20.65 Vacancy Allowance @ 5%: $ 33,556 $ 1.03 -------- ------ Effective Gross Income: $637,569 $19.62 Estimated Expenses @ $6.00/SF $178,750 $ 5.50 -------- ------ Net Operating Income: $458,819 $14.12 MARKET VALUE INDICATORS Sale Price Per Square Foot: $ 139.23 Stabilized Overall Rate: 10.1% EGIM: 7.10
COMMENTS This property included three buildings containing 12,400 SF, 12,000 SF and 8,100 SF. The first two buildings were leased to North Fulton Hospital for seven years. The first 12,400 SF was leased for $16.00/SF net, and the other 12,000 SF was leased for $16.25/SF net. The tenants were responsible for all costs but structural maintenance and management. * The rents were adjusted upward $4.50/SF for gross comparison. -35- 47 IMPROVED SALE NUMBER 4 GENERAL SALE DATA Location: 38A Lenox Pointe, Atlanta, Fulton County, Georgia Date of Sale: August 26, 1992 Deed Book/Page: 15703/336 Grantor: Cates Construction Company Grantee: Dr. Laura J. Mills Sale Price: $184,000 Terms of Sale: Third-party financing had no impact on the purchase price PROPERTY DATA Parcel Number: 17-6-4-38A Building Size: 1,200 square feet Year Built: 1992 Occupancy at Sale: Vacant/New STABILIZED OPERATING DATA Dollars Per SF ------- ------ Estimated Gross Income: $21,600 $18.00 Vacancy Allowance: $ 1,080 $ 0.90 ------- ------ Effective Gross Income: $20,520 $17.10 Estimated Expenses @ $4.50/SF: $ 5,400 $ 4.50 -------- ------ Net Operating Income: $15,120 $12.60 MARKET VALUE INDICATORS Sale Price Per Square Foot: $153.33 Stabilized Overall Rate: 8.2% EGIM: 8.97
COMMENTS This is a two-story office building that was constructed specifically for a dental practice. The construction is wood frame with brick veneer siding. It is situated among the Lenox Pointe Office buildings at the intersection of Lenox Road and Buford Highway. -36- 48 These four sales are summarized as follows: SUMMARY OF IMPROVED SALES
SALE RENTABLE PRICE PER NO. ADDRESS (SQUARE FEET) SALE PRICE SQUARE FOOT 1 Independence Court 6,928 $ 850,000 $122.69 Birmingham, Alabama 2 20th Street South 44,574 $3,750,000 $ 84.13 Birmingham, Alabama 3 1260 Upper Hembree 32,500 $4,525,000 $139.23 Roswell, Georgia 4 38A Lenox Pointe 1,200 $ 184,000 $153.33 Atlanta, Georgia
The unadjusted prices of these comparables range from $84.13 per square foot to $153.33 per square foot. Each of the comparables will be discussed and adjusted for comparisons with the subject property. An Improved Sales Adjustment Matrix is shown at the end of this section. SALE 1 is a Class C professional office building that is located near the Brookwood Medical Center. An affiliate of HealthSouth Medical Center purchased this building to entice its physician/owner to move his practice to their facility. This transaction was reportedly at a market value price. However, a downward adjustment is still indicated because the building was not marketed as a vacant building due to this relationship. A downward adjustment to the price per square foot is indicated because of the smaller size of this comparable. The building is located at the end of a steep winding road, and has poor visibility. An upward adjustment is indicated due to this inferior location compared to the subject. Upward adjustments to this comparable are also indicated because of the subject's superior construction quality and because the building is new. The adjusted price per square foot of this comparable is $130.36. SALE 2 is the sale of a building purchased by UAB to use as a Medical Genetics Center. Upward adjustments are indicated because of the subject's superior location, and because of the older age of this comparable. An upward adjustment to the price per -37- 49 square foot of this comparable is also indicated because it is larger than the subject building. The adjusted price for this comparable is $121.99 per square foot. SALE 3 was the sale of a three-building professional office facility that is located approximately one-quarter-mile from the North Fulton Medical Center in Roswell, Georgia. A downward adjustment is indicated because 80 percent of this facility was net leased to the hospital. An upward adjustment is indicated because of the subject's slightly superior location. The adjusted price per square foot of this comparable is $125.31. SALE 4 was the August 1992 sale of a small dental office building in Atlanta, Georgia. A large downward adjustment to the price per foot of this comparable is indicated because of the comparable's small size. Upward adjustments are indicated for location and for quality of improvements. The adjusted price for this comparable is $145.66 per square foot. The adjusted prices per square foot range from $121.99 to $145.66, with most of the adjusted sales prices in the lower end of this range. An adjusted price of $125.00 per square foot is representative of the subject property. Based on this analysis, the market value of the subject property by the Direct Sales Comparison Approach, as of September 29, 1993, the effective date of this report, is calculated as follows: 27,800 SF x $125.00/SF = $3,475,000 -38- 50 I M P R O V E D S A L E A D J U S T M E N T G R I D American Sports Medicine Institute Birmingham, Alabama
Subject Improved Sale Improved Sale Improved Sale Improved Sale Element #1 #2 #3 #4 Sale Price/SF $122.69 $84.13 $139.23 $153.33 Property Rights Fee Simple Same Same Same Same Adjustment -------------------------------------------------------- Adjusted Price/SF $122.69 $84.13 $139.23 $153.33 Financing Cash Cash Cash Cash Cash Adjustment -------------------------------------------------------- Adjusted Price/SF $122.69 $84.13 $139.23 $153.33 Conditions of Sale Relationship None None None Adjustment -15.0% -------------------------------------------------------- Adjusted Price/SF $104.29 $84.13 $139.23 $153.33 Market/Time Effective Adjustment Sep - 93 0% 0% 0% 0% -------------------------------------------------------- Adjusted Price/SF $104.29 $84.13 $139.23 $153.33 Other Adjustments Location Adjustment 20% 20% 5% 10% Age/Condition Adjustment 10% 15% 0% 0% Size Adjustment -15% 10% 0% -25% Quality Adjustment 10% 0% 0% 10% Leasing Other Adjustment 0% 0% -15% 0% Net Other Adjustments 25% 45% -10% -5% FINAL ADJUSTED PRICE PER SF $130.36 $121.99 $125.31 $145.66 ========================================================
-39- 51 INCOME APPROACH The Income Approach is based on the principle of anticipation, and has as its premise that value is represented by the present worth of expected future benefits. The price that an investor will pay for an income property usually depends on the anticipated income stream. The Income Approach represents an attempt to simulate the future cash flows for the property, and to quantify the future benefits in present dollars. The subject property is one of nine professional office buildings that HealthSouth is selling for the purpose of establishing a real estate investment trust (REIT). HealthSouth Corporation, the seller, will provide a net rental guarantee, in the form of a master lease. The REIT, as the new property owner, will receive the net rental master lease rate per square foot of rentable office area, regardless of the rental rates charged or received from the actual physician/tenants. This master lease is a credit enhancement vehicle that will enable the REIT issuer to sell the REIT shares. It will also allow HealthSouth leasing flexibility for the office space. HealthSouth can lease office space to various physicians at different rates and terms, or they can use the office space for hospital purposes. The appraisers received a draft of the form of master lease agreement, but the actual master lease agreement for each property are not yet available. For the purpose of our Income Approach, the gross income will be the master lease rate for each property times the rentable building area. We reserve the right to modify the Income Approach valuation if the actual master lease for each property differs significantly from the draft lease presented to us. As discussed earlier, this report assumes that the tenant finish work on the top floor of this building will be completed prior to the prospective sale to the REIT. -40- 52 The master lease rate for the subject property will be $12.00 per square foot of net rentable area. The gross income for the subject property is calculated as follows: 27,800 SF x $12.00/SF = $333,600 The subject appraisal assumes 100 percent of the income is guaranteed through the master lease agreement. Since the leased fee interest is being appraised, there is no deduction for vacancy or credit loss. Since the master lease provides for an income level to the REIT net of all operating expenses, the only out-of-pocket expenses to the REIT will be accounting, legal and internal administration or management expenses. These management expenses are estimated at 5.0 percent of effective gross income, or $16,680, based on the management experience of other properties. The net operating income for the property is $333,600 less $16,680, or $316,920. The estimated direct capitalization rates, or overall rates (OARs), for the four improved sale comparables presented in the Direct Sales Comparison Approach Section of this report are summarized as follows:
Sale No. Property Location Sale Date OAR (%) 1 Independence Court March 1993 8.0% Birmingham, Alabama 2 20th Street South December 1992 9.0% Birmingham, Alabama 3 Upper Hembree November 1991 10.1% Roswell, Georgia 4 Lenox Pointe August 1992 8.2% Atlanta, Georgia
The direct capitalization, or overall rates, for these comparables ranged from 8.0 percent to 10.1 percent. -41- 53 Since the market net income per square foot for the subject property is estimated to be the master lease rate of $12.00, a capitalization rate in the middle of this range, or 9.0 percent, is considered appropriate for the property. It is, therefore, our opinion that the market value of the subject property by the Income Approach is calculated and rounded as follows: Net Operating Income\OAR = Estimated Value $316,920\.090 = $3,521,333 Rounded to: $3,520,000 ========== -42- 54 CORRELATION AND CONCLUSION We have considered three approaches to value in order to estimate the value of the 1313 13th Street South Office Building. The three approaches are summarized as follows: Cost Approach . . . . . . . . . . . . . . . . . . . . . $3,975,000 Direct Sales Comparison Approach . . . . . . . . . . . . $3,475,000 Income Approach . . . . . . . . . . . . . . . . . . . . $3,520,000 The Cost Approach involved a detailed analysis of the individual components of the property. These costs were estimated using reliable sources, including an estimator service and the actual costs provided by the building owners. The Cost Approach is usually considered a good indicator of value for a new special purpose property such as the subject. Some actual costs, however, may not translate into a higher value in the eyes of some prospective investors or property buyers. Overall, this approach is considered a good indicator of value. The Direct Sales Comparison Approach is based on the price that investors and owner-occupants have recently paid for comparable professional office buildings. The quality and quality of data available in this approach was considered good, but two of the four sales were not properties located in the Birmingham market. The appraisers only consider this approach to be a fair indicator of value for the subject property. The Income Approach normally provides the most reliable value estimate for multi-tenant professional office buildings. The subject property is a special purpose facility that would likely be occupied by one or a very few number of tenants. For this reason, the Income Approach is only considered a fair indicator of value for the subject. Based on this analysis, it is our opinion that the market value of the 1313 13th Street South Office Building, as of September 29, 1993, and based on the assumptions and limiting conditions in this report, is: $3,500,000 ========== -43-
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