This is FindLaw's collection of Insurance articles, part of the Corporate Governance section of the Corporate Counsel Center. Click on the articles below to learn about defense perspectives in bad faith claims and steps to take if you are the victim of an auto accident. Every year thousands of automobile accidents cause severe personal injuries and/or property damage. By acting promptly and responsibly, you can protect yourself and your family against lost wages and overwhelming medical bills. Law articles in this archive are predominantly written by lawyers for a professional audience seeking business solutions to legal issues. Start your free research with FindLaw.
Insurance
Corporate Governance
Insurance Articles
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CCA-Treated Wood Litigation and Insurance Coverage Issues
Forecasting a potential litigation explosion arising from a company's allegedly hazardous product may be a determining factor as to whether a company survives the litigation storm or suffers a more dismal fate, such as bankruptcy. Learn more about CCA-treated wood litigation and insurance coverage issues by reading this article.
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Is Mold Toxic To Insurers?
There has been a proliferation of mold-related insurance claims in recent years. The implications of this on the insurance industry have been, and continue to be serious. Learn more about mold and the interplay with insurance companies.
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Utmost Good Faith: Follow the Fortunes, The Theory and The Reality: What Are the Implications for Cedents and For Reinsurers?
The standard of utmost good faith is not limited to the underwriting or contract formation phase of the reinsure/cedent relationship. Rather, the obligation of utmost good faith carries through to the parties' relationship into the claims-handling phase. Learn more now in this article.
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Motor Vehicle Insurance in Arkansas
Arkansas law requires that every person operating a motor vehicle on the streets and highways have liability insurance coverage. The minimum required limits are $25,000 per person, and $50,000 per accident. Learn more about vehicle insurance in Arkansas in this article.
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Group Term Life Insurance Over $50,000: A Planning Opportunity for Executives
Only the first $50,000 of employer provided group term life insurance is excludable from an employee's taxable income. Coverage exceeding $50,000 is taxed based on arbitrary "costs" assigned by the Internal Revenue Service as you will learn in this article.
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California Maximizes Coverage for Continuous Property Damage
Typically, determining the scope of coverage with respect to claims for continuous or progressive property damage requires the resolution of unique issues that are raised when a loss spans multiple policy periods. This article explores those issues and possible solutions.
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Obtaining Benefits from an Insolvent Insurance Company
Insurance should buy you peace of mind, knowing that you are covered financially if the worst should happen. What do you do if you file a claim only to find out the insurance company is insolvent?
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Defense Perspectives in Bad Faith Claims
A claim for bad faith generally arises out of the handling of some claim under the policy of insurance purchased by or for the benefit of the insured and issued by the defendant/insurer. The particular acts of conduct giving rise to a claim for bad faith are as varied as one's imagination can make them.
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The HIPAA Hook: Medical Flexible Spending Accounts and Employee Assistance Programs Pull Fully Insured Employers into the HIPAA Privacy Compliance Net
Many employers, upon learning about the HIPAA Privacy Rule's "exemption" for fully-insured group health plans, breathed a sigh of relief. Under this "exemption," a group health plan is relieved from complying with the HIPAA Privacy Rule's in some circumstances.
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Utah Underinsured Motorist Coverage
If you drive a car, then you probably have seen a reference in your car insurance to uninsured and underinsured motorist coverage. Maybe your policy statement indicates that a portion of your car insurance premium goes to provide you with uninsured motorist coverage.