This is FindLaw's collection of Insurance articles, part of the Corporate Governance section of the Corporate Counsel Center. Click on the articles below to learn about defense perspectives in bad faith claims and steps to take if you are the victim of an auto accident. Every year thousands of automobile accidents cause severe personal injuries and/or property damage. By acting promptly and responsibly, you can protect yourself and your family against lost wages and overwhelming medical bills. Law articles in this archive are predominantly written by lawyers for a professional audience seeking business solutions to legal issues. Start your free research with FindLaw.
Insurance
Corporate Governance
Insurance Articles
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To Lien or Not to Lien: Handling Subrogation Rights of Third-Party Health Care Plans Health Care
As we all know, New York's Insurance Low provides for mandatory No-Fault coverage for persons injured in auto accidents, including reimbursement of medical expenses, lost earnings and other reasonable and necessary expenses.' This coverage is generally referred to as personal injury protection or PIP coverage.
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Bad Faith Insurance Claims
The term "bad faith" is an unfortunate misnomer that is probably responsible for more confusion than understanding among the bench and bar. Under the current state insurance law, the insurer's "bad faith" or "good faith" is often dependent often completely irrelevant to the action.
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Employment Practices Liability Insurance Offers Expanded Coverage In Employment Litigation
Employment practices liability insurance ("EPLI") policies are designed to provide insurance coverage for typical employment litigation. Traditional business insurance policies, such as general liability, directors and officers liability policies ERISA riders do not cover the majority of employment claims.
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Structuring International Acquisition Transactions Part I
orldwide mergers and acquisitions volume for announced transactions in 1998 was close to $2.5 trillion, far surpassing the 1997 record of over $1.5 trillion, which far exceeded the 1996 record of over $1 trillion.(2) Cross-border merger and ...
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Texas County Mutuals-Their Tradition and Their Future
Who would have thought back in 1937, when the Texas legislature authorized "county" mutual insurance companies to write limited property and casualty coverage on barns and other farm, dairy, hennery and ranch buildings and improvements, on ...
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Subrogating Fully-Insured ERISA and Non-ERISA Employee Welfare Benefit Plans
Today, a growing number of health plans fall outside the scope of ERISA, or alternatively, fall within the scope of ERISA, but are fully-insured, or unfunded. A great deal of confusion surrounds such fully-insured plans.
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Coverage for EIFS (stucco) Claims Under the Standard CGL Policy
Exterior insulation finish system (EIFS, sometimes known as artificial stucco or fake stucco) is a building system which integrates a resinous exterior cladding with a continuous layer of insulation, wrapped around the exterior of buildings. These ...
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What If You Are Involved In A Hit And Run Accident Or An Accident With Someone Who Does Not Have Insurance?
If you drive a car, then you probably have seen a reference in your car insurance to uninsured and underinsured motorist coverage. Maybe your policy statement indicates that a portion of your car insurance premium goes to provide you with uninsured ...
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Insurer's Duty to Defend its Insureds
Generally, liability insurers owe three separate duties to their insureds. The duty to defend, to settle claims against the insured in good faith and to indemnify and pay coverage claims against their insureds. Arizona Property & Cas. Ins. Guar ...
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Protection from Disgruntled Employees
It all started innocently enough. J.Q. Employee was having problems on the job (tardiness, excessive absences, performance, personality issues, etc.). You, the conscientious corporate executive and fair-minded person, gave the employee a warning ...