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How Comprehensive Is Your Estate Plan: Seek Advice For Every "No" And "Don't Know" Answer.

  • QUESTION

  • YES

  • NO

  • DON'T KNOW

  • Do you have a Will?

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  • Do you have a Health Care Power of Attorney and Living Will?

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  • Do you have a Durable General Power of Attorney?

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  • Does your will name a guardian for your children if both you and your spouse are deceased?

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  • Are you comfortable with the persons you have named to make financial and/or medical decisions for you or your children if you are unable to act?

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  • Have you considered a Living Trust in order to avoid probate?

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  • Are you taking advantage of your Unified Credit (the $675,000 exemption)?

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  • Are you taking full advantage of your Marital Deduction?

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  • If you want to limit your spouse's flexibility over his/her inheritance, have you created a QTIPTrust in your will?

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  • Are you certain your assets are properly titled to effect the estate planning you have put into place?

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  • Do you and your spouse each own enough assets directly in order to take advantage of the $675,000 exemption?

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  • Have you utilized an irrevocable life insurance trust to exclude insurance proceeds from being taxed in your estate?

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  • Are you taking maximum advantage of the $10,000 annual gift tax exclusion?

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  • Have you created trusts that qualify for the annual gift tax exclusions?

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  • Have you gifted assets that have a strong probability of future appreciation?

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  • Do you have a management succession plan for your business?

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  • Have you considered a gifting program involving your family-owned business?

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  • Are you sure you have the right amount and type of life insurance?

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  • Are you sure your estate plan is up-to-date and takes into account all potential tax-savings strategies?

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