{"id":33341,"date":"2008-03-26T16:35:41","date_gmt":"2008-03-26T21:35:41","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-legal\/uncategorized\/life-events-impact-women-s-health-benefit-needs.html"},"modified":"2008-03-26T16:35:41","modified_gmt":"2008-03-26T21:35:41","slug":"life-events-impact-women-s-health-benefit-needs","status":"publish","type":"corporate","link":"https:\/\/corporate.findlaw.com\/human-resources\/life-events-impact-women-s-health-benefit-needs.html","title":{"rendered":"Life Events Impact Women&#8217;s Health Benefit Needs"},"content":{"rendered":"<section class=\"fl-gutenberg-byline\">\n    <div class=\"fl-gutenberg-byline-content\">\n                    <p><em>This article was edited and reviewed by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\" rel=\"noopener\">FindLaw Attorney Writers<\/a><\/em><\/p>\n\n                | Last reviewed\n        <time>\n                            May 14, 2026\n                    <\/time>\n    <\/div>\n\n    \n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-legally-reviewed\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Legally Reviewed\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>This article has been written and reviewed for legal accuracy, clarity, and style by <a href=\"https:\/\/www.findlaw.com\/company\/our-team.html\" rel=\"noopener\">FindLaw\u2019s team of legal writers and attorneys<\/a> and in accordance with <a href=\"https:\/\/www.findlaw.com\/company\/company-history\/editorial-policy.html\" rel=\"noopener\">our editorial standards<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n\n    <details class=\"fl-gutenberg-byline-toggle fl-gutenberg-byline-fast-checked\">\n        <summary>\n            <i class=\"fl-gutenberg-byline-icon\" aria-hidden=\"true\"><\/i>\n            Fact-Checked\n        <\/summary>\n\n        <div class=\"fl-gutenberg-byline-toggle-content\">\n            <p><em>The last updated date refers to the last time this article was reviewed by FindLaw or one of our <a href=\"https:\/\/www.findlaw.com\/company\/our-team\/contributing-authors.html\" rel=\"noopener\">contributing authors<\/a>. We make every effort to keep our articles updated. For information regarding a specific legal issue affecting you, please <a href=\"https:\/\/lawyers.findlaw.com\/?fli=bylinelink\" rel=\"noopener\">contact an attorney in your area<\/a>.<\/em><\/p>\n\n        <\/div>\n    <\/details>\n<\/section>\n\n\n\n<div class=\"rxbodyfield\" xmlns:o=\"urn:www.microsoft.com\/office\" xmlns:st1=\"urn:www.microsoft.com\/smarttags\" xmlns:w=\"urn:www.microsoft.com\/word\" xmlns:x=\"urn:www.microsoft.com\/excel\"><p><i>Most women go through a number of life events that affect their health benefit needs and the choices they make. There are several important new laws that affect women.s health benefits under a job-based plan. Below is a list of some of the specific laws that may protect their rights when these events occur. Attached are fact sheets that explain in more detail these laws.<\/i><\/p><ol><li><b>Make the right health benefit decisions when you get married<\/b><br\/><br\/><i><b>HIPAA<\/b><\/i> offers special enrollment rights upon marriage and provide for protects for women and others who have preexisting conditions for might suffer discrimination on the basis of health status when they switch plans.<br\/><br\/><i><b>Proposed Disclosure Regulations<\/b><\/i> would, upon adoption, provide women and others improved information concerning their rights and benefits under their own or spouse.s group health plan.<\/li><li><b>Protect Your Rights When You Have or Adopt a Baby<\/b><br\/><br\/><i><b>HIPAA<\/b><\/i> prohibits preexisng condition exclusions from being applied to pregnancy, regardless of whether the mother had previous health coverage. In addition, HIPAA includes protections for newborns and newly adopted children who enroll within 30 days of birth or adoption.<br\/><br\/><b><i>Proposed Claims Procedure Regulation<\/i><\/b> would, upon adoption, help ensure timely and fair review of maternity and other claims.<br\/><br\/>The <i><b>Newborns. and Mothers. Health Protection Act<\/b><\/i> includes important new protections for mothers and their newborn children with regard to the lengths of hospital stays following the birth of a child.<\/li><li><b>Keep Coverage After a Job Change<\/b><br\/><br\/><i><b>HIPAA<\/b><\/i> protects women who need coverage of preexisting conditions and who have trouble getting insurance because of health status or genetic makeup.<br\/><br\/><i><b>COBRA<\/b><\/i> ensures coverage after losing or job or a reduction in hours.<\/li><li><b>Make sure your loved ones have good health care<\/b><br\/><br\/><i><b>ERISA<\/b><\/i> helps custodial parents obtain a court order to provide coverage to the children under the noncustodial parent.s health plan.<br\/><br\/><i><b>Proposed SPD regulation<\/b><\/i> gives women information about plan rules that cover child medical support orders.<br\/><br\/><i><b>HIPAA<\/b><\/i> protects newborn and newly adopted children with preexisting conditions.<br\/><br\/>The <i><b>proposed claims procedure regulation<\/b><\/i> provides a timely and fair review of plan denials of claims for specialist care.<br\/><br\/>The<i><b>proposed SPD regulation<\/b><\/i> provides information about access to urgent care<br\/><br\/><i><b>Proposed SPD regulation<\/b><\/i> arms women with plan information on out-of-pocket costs, access to preventive and specialized care, drug coverage, and composition of the physician network so they can arrange appropriate care for ill family members.<br\/><br\/>The <i><b>proposed claims procedure<\/b><\/i> regulation provides women with more information about how to file a plan appeal and why a claim was denied, so they can be more effective advocates for loved ones who are denied needed care.<br\/><br\/>The <i><b>Mental Health Parity Act<\/b><\/i> helps care givers secure needed mental health care services for loved ones.<\/li><li><b>Keep coverage when a marriage ends<\/b><br\/><br\/><i><b>COBRA<\/b><\/i> provides the right to continued group plan coverage when a woman becomes separated, divorced or widowed.<\/li><li><b>Secure the right care in your later years<\/b><br\/><br\/><i><b>HIPAA<\/b><\/i> protects against discrimination based on health status and exclusion of preexisting conditions.<br\/><br\/><i><b>Proposed claims procedure regulation<\/b><\/i> provides a fair and timely appeals process for women with complex medical needs.<br\/><br\/><i><b>Proposed SPD regulation<\/b><\/i> provides information about specialists in the plan network and the plan.s rules for accessing specialty care.<br\/><br\/>The <i><b>proposed SPD regulation<\/b><\/i> provides information about the plan.s ability to terminate or reduce benefits.<\/li><\/ol><\/div>","protected":false},"excerpt":{"rendered":"<p>Most women go through a number of life events that affect their health benefit needs and the choices they make. There are several important new laws that affect women.s health benefits under a job-based plan. Below is a list of some of the specific &#8230;<\/p>\n","protected":false},"template":"","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_cloudinary_featured_overwrite":false},"corporate_categories":[6488,6486],"class_list":["post-33341","corporate","type-corporate","status-publish","hentry","corporate_categories-human-resources__hr-benefits","corporate_categories-human-resources"],"acf":[],"_links":{"self":[{"href":"https:\/\/corporate.findlaw.com\/legal-api\/wp-json\/wp\/v2\/corporate\/33341","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/corporate.findlaw.com\/legal-api\/wp-json\/wp\/v2\/corporate"}],"about":[{"href":"https:\/\/corporate.findlaw.com\/legal-api\/wp-json\/wp\/v2\/types\/corporate"}],"wp:attachment":[{"href":"https:\/\/corporate.findlaw.com\/legal-api\/wp-json\/wp\/v2\/media?parent=33341"}],"wp:term":[{"taxonomy":"corporate_categories","embeddable":true,"href":"https:\/\/corporate.findlaw.com\/legal-api\/wp-json\/wp\/v2\/corporate_categories?post=33341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}