{"id":40692,"date":"2015-09-17T11:25:58","date_gmt":"2015-09-17T16:25:58","guid":{"rendered":"https:\/\/content.findlaw-admin.com\/ability-legal\/contracts\/uncategorized\/supplemental-retirement-benefits-plan-metropolitan-life.html"},"modified":"2015-09-17T11:25:58","modified_gmt":"2015-09-17T16:25:58","slug":"supplemental-retirement-benefits-plan-metropolitan-life","status":"publish","type":"corporate_contracts","link":"https:\/\/corporate.findlaw.com\/contracts\/compensation\/supplemental-retirement-benefits-plan-metropolitan-life.html","title":{"rendered":"Supplemental Retirement Benefits Plan &#8211; Metropolitan Life Insurance Co."},"content":{"rendered":"<pre>\n            METROPOLITAN LIFE SUPPLEMENTAL RETIREMENT BENEFITS PLAN\n\n     Metropolitan Life Insurance Company (the Company) hereby establishes the\nMetropolitan Life Supplemental Retirement Plan (the Plan), effective January 1,\n1995.\n\n     Article 1.     Purpose of Plan\n\n     The purpose of the Plan is to provide to participants and their\nbeneficiaries under the Metropolitan Life Retirement Plan for United States\nEmployees ('the Retirement Plan') the excess amount that would have been payable\nunder the Retirement Plan in the absence of the limitations under (i) section\n415 of the Internal Revenue Code of 1986 (as amended) ('the Internal Revenue\nCode'), (ii) section 1.415-2(d)(2) of the Income Tax Regulations that excludes\nsalary deferred under the Company's deferred salary and sales commission\narrangements, and (iii) section 401(a)(17) of the Internal Revenue Code.\n\n     Article 2.     Participation\n\n     A Participant is any Company employee participating in the Retirement Plan\nwho is either (i) a member of the Executive Council participating in the\nCompany's Long Term Performance Compensation Plan or (ii) a member of the\nPresident's Council for 3-consecutive years participating in the MetLife\nExecutive Life Insurance Program. Upon an individual becoming a Participant on\nor after January 1, 1995, his or her benefits under Article 3A shall be payable\nin lieu of any benefits that he or she forfeited under The New Metropolitan Life\nAuxiliary Retirement Benefits Plan.\n\n     Article 3A.    Payment of Benefits\n\n     Benefits under this Plan shall be payable to a Participant in an amount\nequal to\n\n          (i)  the largest amount (without duplication of amount) that would\nhave been payable to the Participant under the Retirement Plan, under one or\nmore of the following:\n\n               (a)  had the Retirement Annuity Plan not been subject to the\nlimitations of section 415 of the Internal Revenue Code;\n\n               (b)  had the Retirement Plan not been subject to the deferred\ncompensation income exclusion as provided under\n\nsection 1.415-2(d)(2) of the Internal Revenue Regulations with respect to the\nCompany's deferred salary and sales commission arrangements that would be\nbenefitable under the Retirement Plan;\n\n          (c) had the Retirement Plan not been subject to the limitations of\nsection 401(a)(17) of the Internal Revenue Code; less\n\n       (ii) the amounts of benefits payable under the Retirement Plan and the\nMetropolitan Life Auxiliary Retirement Benefits Plan.\n\n\n   The Participant's final average salary used to determine the largest amount\nthat would have been payable to him or her under subsection (i) above will be\nbased on the following rules, notwithstanding the actual provisions of the\nRetirement Plan:\n\n     (a) The base salary component of the Participant's final average salary\nwill be determined using the average of the Participant's base salary for the\n60 highest consecutive months during the 120 months preceding the Participant's\ndate of retirement.\n\n     (b) The component of the Participant's final average salary representing\nthe executive incentive bonus or the Short Term Performance Compensation Plan\naward paid to an individual while classified either as an officer, regional\nsales manager, or sales executive will be determined using the average of the\nParticipant's highest 5 bonus\/award payments in or with respect to the 5\ncalendar years (not necessarily consecutive) preceding such Participant's date\nof retirement, including any projected payment(s) to be made beyond the\nParticipant's date of retirement, appropriately prorated. The bonus\/award\ncomponent attributable to the Participant's service for any period prior to\nthe 5 calendar years preceding the Participant's year of retirement will be\ndisregarded.\n\n     (c) The executive incentive bonus or Short Term performance Compensation\nPlan award, as set forth in subsection (b) immediately above, projected to be\nmade beyond the Participant's date of retirement will be deemed equal to (A)\nthe highest of the last 3 bonuses\/awards paid while the Participant was in\nactive Company service multiplied by (B) a fraction the numerator of which is\nthe number of months (or part thereof) that the Participant was actively\nemployed in the calendar year(s) for which the bonus\/award would be payable and\nthe denominator of which is 12. Notwithstanding the immediately preceding\nsentence, if a specific amount of bonus\/award had already been approved by\n\n                                      -2-\n\n\n\n\nthe Board of Directors prior to the Participant's date of retirement, such\namount shall be used instead of the deemed estimate, and such amount shall also\nbe taken into account in determining the highest of the Participant's last 3\nbonuses\/awards with regard to any bonus\/award payable for the Participant's year\nof retirement.\n\n          Any auxiliary retirement benefits payable under this Plan shall be\npayable in the same form and at the same times as the benefits under the\nRetirement Plan, or, as permitted under Article 3B below, in the form of an\nAlternative Distribution. Benefits under this Plan and benefits under the\nRetirement Plan and the Metropolitan Life Auxiliary Retirement Benefits Plan\nshall not in combination exceed the limitations on benefits established by\nregulations of the New York Insurance Department.\n\n          Notwithstanding any provision to the contrary, the payment of Benefits\nunder this Plan shall not be affected by or be subject to the qualified\npreretirement survivor annuity and qualified joint and survivor annuity rules\nunder the Retirement Equity Act of 1984.\n\n     ARTICLE 3B. Alternative Distribution.\n\n     (1)  Definitions\n\n          (a)  Alternative Distribution. 'Alternative Distribution' means one of\nthe following modes of payment:\n\n               (i)   Single Sum: Payment in a single sum.\n\n               (ii)  Life Annuity - Non-commutable Term Certain (20 years\nmaximum): Non-commutable monthly payments are made to the annuitant up to the\ndate of the last payment due before the annuitant's death, and if the annuitant\ndies before the expiration of the term selected (not to exceed 20 years), the\nremaining monthly payments are made to a designated contingent payee.\n\n               (iii) Installment Payments for a Specific period: Monthly or\nannual payments are made to the payee for a specified number of years selected\nnot exceeding 20 years. If the payee dies before the expiration of the specified\nperiod, a single payment is made equal to the commuted value of the payments for\nthe remainder of the specific period, unless within 60 days following the death\nof the payee the beneficiary elects to have the installment continued. Payments\nmay not be commuted at any other time.\n\n\n                                      -3-\n\n\n               (iv) Other Distribution: Any other form of payment that is\nmutually agreed upon by the Participant and the Committee.\n\n          (b)  Committee. 'Committee' means the Nominating and Compensation\nCommittee of the Board of Directors of Metropolitan.\n\n          (c)  Distribution Date. 'Distribution Date' means (i) in the event\nthat the Alternative Distribution is payable in a form other than a Single Sum,\nthe Participant's anticipated retirement date (retirement not including any\ntermination by death) as designated by the Participant in the request form in\neffect on the Election Date or (ii) in the event that the Alternative\nDistribution is payable as a Single Sum, the date as designated by the\nParticipant in the request form in effect: on the Election Date which is no\nearlier than twelve (12) months before the Participant's anticipated retirement\ndate and no later than the Participant's anticipated retirement date.\n\n          (d)  Election Date. 'Election Date' is (i) in the case of a Single\nSum, the date one year prior to the Distribution Date, or (ii) in the case of a\nform of payment other than a Single Sum, the date one year prior to the\nParticipant's anticipated retirement date as designated by the Participant in\nthe request form in effect on the Election Date.\n\n          (e)  Metropolitan. 'Metropolitan' means Metropolitan Life Insurance\nCompany.\n\n          (f)  Subsequent Single Sum. 'Subsequent Single Sum' means, with\nregard to a Participant who received a Single Sum payment before his or her\nactual retirement date, the amount of benefits under this Plan payable on\nactual retirement or on death pursuant to section 5(b) that would have been\npaid to the Participant in a Single Sum (calculated by disregarding the Single\nSum payment that the Participant received before retirement or death) less the\namount of benefits under this Plan that were actually paid in a Single Sum to\nsuch Participant prior to his or her retirement or death.\n\n     (2)  Payment in the Form of an Alternative Distribution. Auxiliary\nretirement benefits under this Plan shall be payable in whole or in part to a\nParticipant in the form of an Alternative Distribution provided (i) a request\nform is duly filed by the Participant in compliance with both the provisions of\nthis Article 3A and the procedures as set forth from time to time by the\nCommittee and (ii) consent thereto is given by the Committee.\n\n\n                                      -4-\n\n     (3)  Election of Alternative Distribution.\n\n     A form requesting that auxiliary retirement benefits under this Plan be\npaid in the form of an Alternative Distribution must be submitted by the\nParticipant to the Committee no later than by the Election Date. All request\nforms must be in writing, signed by the Participant, and follow the format\nprescribed by the Committee. Under the request form the Participant must also\ndesignate (i) the mode of payment requested, (ii) the Participant's anticipated\nretirement date, and (iii) in the event that the Single Sum is elected, the\nParticipant's requested Distribution Date. A request form shall be deemed\nsubmitted by the Participant to the Committee on the day that such form is\nreceived by the Committee or its designated agent. A request form that is\nsubmitted by the Participant for approval by the Committee before the Election\nDate shall be irrevocable and binding as to all elections and designations made\nby the Participant as of the Election Date unless such request form is revoked\nby the Participant prior to the Election Date. Any revocation must be in\nwriting and comply with the procedures of the Committee. There shall be no\nsubsequent revocations of the Election Date after the Election Date has\nelapsed. No revocation of the Election Date shall be permitted if the Election\nDate is irrevocably designated as provided in (b) below. The Participant's\nselection of an anticipated retirement date and Distribution Date in the\nrequest form in effect on the Election Date shall irrevocably fix such Election\nDate, and such Election Date shall remain binding notwithstanding any later\npostponement of the Participant's retirement date.\n\n     (4)  Consent of the Committee.\n\n     Payment in the form of an Alternative Distribution shall require the\nconsent of the Committee. The Committee shall have full and complete discretion\nto approve or reject any request for an Alternative Distribution. The decision\nof the Committee on the Participant's request form shall be made known in\nwriting to the Participant within a reasonable time after the Election Date.\n\n     (5)  Death of Participant Before Distribution Date.\n\n          (a)  Except as provided in (b) below, no Alternative Distribution\nshall be due or payable to the Participant's estate or designated beneficiary\nin the event that the Participant dies before the Distribution Date.\n\n          (b)  A Single Sum shall be paid within a reasonable time after death\nto the Participant's estate or designated\n\n\n                                      -5-\n\nbeneficiary if (i) the Participant notifies the Committee in a request form in\neffect on the Election Date of his or her anticipated retirement date, (ii) the\nCommittee gives its consent to the payment of a Single Sum to be made on the\nanticipated retirement date (or any earlier date), (iii) the Participant agrees\nto defer actual retirement at Metropolitan's written request, (iv) the\nDistribution Date for payment of a Single Sum or a Subsequent Single Sum paid in\nthe form of a Single Sum is deferred to actual retirement date (or in the case\nof a Subsequent Single Sum paid in a form other than a Single Sum is deferred to\non or after actual retirement date), and (v) the Participant dies after such\nanticipated retirement date but before actual retirement. Such Participant may\nfile with the Committee a form (which will become irrevocable only upon death)\ndesignating or changing the beneficiaries of the Single Sum or Subsequent Single\nSum. In the absence of such designation, the payment shall be made to the\nParticipant's estate. Any payment hereunder shall be made to the Participant's\nestate or designated beneficiary in the form of a Single Sum equal to the value\nof the Participant's undistributed Plan benefits on the date of the\nParticipant's death but based, however, on the pension Benefit Guaranty\nCorporation's immediate annuity purchase rates in effect on the Participant's\nElection Date.\n\n     (6) Valuation of Alternative Benefit.\n\n         (a) The value of a Single Sum shall be calculated on the basis of the\nPension Benefit Guaranty Corporation's immediate annuity purchase rates in\neffect on the Election Date.\n\n         (b) The value of the Life Annuity-Non-commutable Term Certain (20\nyears maximum) and Installment Payments for a Specific period starting from the\nParticipant's actual retirement date shall be calculated on the basis of\nMetropolitan Pension Department's immediate annuity purchase rates offered\nunder the Metropolitan Savings and Investment Plan that are in effect on the\nElection Date.\n\n     (7) Subsequent Single Sum payments.\n\n     If the Participant has a Single Sum paid on a Distribution Date prior to\nhis or her actual retirement date, any later payment made to the Participant\nfrom this Plan (subject to the consent of the Committee and subject to the\nprovisions of section 5 herein) shall be made in the form of a Subsequent\nSingle Sum. Within 60 days after the Participant's actual retirement date the\nSubsequent Single Sum shall be payable in the form of a Single Sum, but with the\nvalues under section 6(a) herein being based on rates in effect as of the\nElection Date of the Participant's\n\n\n                                      -6-\n\nfirst binding election of the Single Sum. At the written request of the\nParticipant filed with the Committee no later than by the December 31st of the\nyear preceding the year of such Participant's actual retirement date (subject to\nthe consent of the Committee), the Subsequent Single Sum may be payable as of\nthe Participant's actual retirement date in any form set forth in subsections\n(ii) or (iii) of section 1(a) herein or at such later date in any form set forth\nin subsection (iv) of section 1(a) herein. If the Subsequent Single Sum is\npayable in a form set forth in either subsections (ii) or (iii) or section 1(a)\nherein, the form of payment selected will be valued pursuant to section 6(b)\nherein and will be based on the applicable rates in effect as of the Election\nDate of the Participant's first binding election of the Single Sum. If the\nSubsequent Single Sum is payable under subsection (iv) of section 1(a) herein in\nthe form of a deferred annuity, the amount of the Subsequent Single Sum shall be\nincreased to take into account for the period from the Participant's actual\nretirement date to the date that such annuity is to commence the annual Fixed\nIncome Fund interest rate under the Metropolitan Savings and Investment Plan\nthat was in effect on the date of the Participant's election to receive the\nSubsequent Single Sum in such form. The value of such deferred annuity shall be\nbased on the annual Fixed Income Fund interest rate under the Metropolitan\nSavings and Investment Plan that was in effect on the date of the Participant's\nelection to receive the Subsequent Single Sum in such form. If the Subsequent\nSingle Sum is payable under subsection (iv) of section 1(a) herein in the form\nof deferred installment payments, the amount of the Subsequent Single Sum shall\nbe increased to take into account for the period from the Participant's actual\nretirement date to the date that such installments are to commence the Fixed\nIncome Fund interest rate that was in effect on the date of the Participant's\nelection to receive the Subsequent Single Sum in such form. The value of such\ndeferred installment payments shall be based on the annual Fixed Income Fund\ninterest rate under the Metropolitan Savings and Investment Plan that was in\neffect on the date of the Participant's election to receive the Subsequent\nSingle Sum in such form. The Subsequent Single Sum in any form may not be\npayable to the Participant's estate, heirs of beneficiaries if the Participant\nfails to survive to his or her actual retirement date.\n\n     (8)  Payment on Distribution Date.\n\n     Payment of a Single Sum Distribution shall be made on the Distribution\nDate. Payment of a mode of payment other than a Single Sum shall commence on the\nDistribution Date. If the Participant's mode of payment selected is other than a\nSingle Sum, the Participant shall notify the Committee in writing as to the term\nof years and contingent beneficiary within a reasonable time before the\nDistribution Date.\n\n\n                                      -7-\n\n         (9)  Powers of Committee.\n\n         The Committee shall have the discretionary power to make any and all\nadministrative decisions regarding the election and payment of an Alternative\nDistribution, including but not limited to, (i) the design and format of request\nforms, (ii) the approval or rejection of requests for an Alternative\nDistribution, (iii) the design and format of revocation forms and (iv) the\nsending of notices. In addition, the Committee is empowered to take all\nappropriate steps in connection with any emergency situations regarding this\nPlan and the payment of an Alternative Distribution.\n\nArticle 4. Unfunded Plan.\n\n     The Plan is completely unfunded, and payment of benefits is supported only\nby the general assets of the Company. This Plan is entirely separate from the\nRetirement Plan and Participation in this Plan gives a Participant no right to\nany funds or assets of the Retirement Annuity plan. The fact that contracts or\ncertificates of the Company may be distributed to recipients of benefits under\nthe Retirement Plan in discharge of the Company's obligations thereunder\nshall in no way entitle a Participant in this Plan to receive any such contract\nor certificate in discharge of the Company's obligations hereunder.\n\nArticle 5. Non-transferability of Participant's Interest.\n\n     No Participant shall have any power or right to transfer, assign,\nmortgage, commute or otherwise encumber any of the benefits payable hereunder,\nnor shall such benefits be subject to seizure for the payment of any debts or\njudgments, or be transferable by operation of law in the event of bankruptcy,\ninsolvency or otherwise.\n\nArticle 6. Effect of Taxes.\n\n     In making payments under this Plan, the Company shall withhold any\nFederal, state or local income or other taxes it determines that it is legally\nobligated to withhold. In the event the payments received by the Participant\nincur greater tax burdens (whether income, estate or other tax burdens) than\nwould such payments if they had been able to be received under the\n\n\nRetirement Plan, the Company shall have no obligation to reimburse the\nParticipant for such greater tax burdens.\n\n          Article 7. Company Interpretation Binding\n\n          In the event of a difference of opinion between a Participant and the\nCompany with respect to the meaning or application of the provisions of the\nPlan, the Company's final interpretation shall be set forth in writing to the\nParticipant and shall be binding and conclusive.\n\n          Article 8. Governing Law\n\n          To the extent not inconsistent with Federal law, the validity of the\nPlan and its provisions shall be construed according to the laws of the State of\nNew York.\n\n          Article 9. Amendment and Termination of Plan\n\n          The Company through the Nominating and Compensation Committee of the\nBoard of Directors of the Company reserves the right to amend or terminate this\nPlan hereunder at any time without the consent of any Participant or of any\nother person. However, any such amendment or termination will not affect\nadversely the entitlement to benefits hereunder of any Participant receiving\nbenefits under the Plan at or prior to the time of such amendment or termination\nor of an employee who is a Participant in the Retirement Plan at or prior to the\ntime of such amendment or termination to the extent such benefits are\nattributable to Company service prior to the date of such amendment or\ntermination.\n\n\n\nDecember 8, 1994              METROPOLITAN LIFE INSURANCE COMPANY\n----------------\nDate\n                              By \/s\/ Mark D. Lonergan\n                              ------------------------------------\n\/s\/ [illegible]\n------------------\nWitness\n\n\n\n\n\n\n                                      -9-\n\n                               AMENDMENT TO THE\n            METROPOLITAN LIFE SUPPLEMENTAL RETIREMENT BENEFITS PLAN\n\n     The METROPOLITAN LIFE SUPPLEMENTAL RETIREMENT BENEFITS PLAN ('Plan') is\nhereby amended as follows:\n\n     1.   Article 1 of the Plan is hereby amended to provide as follows:\n\n          'Article 1 - Purpose of Plan\n\n          The purpose of the Plan is to provide to participants employed by\n     Metropolitan Life Insurance Company (the Company) and Metropolitan Property\n     and Casualty Insurance Company (the Subsidiary) and their beneficiaries\n     under the Metropolitan Life Retirement Plan for United States Employees\n     ('the Retirement Plan') the excess amount that would have been payable\n     under the Retirement Plan in the absence of the limitations under (i)\n     section 415 of the Internal Revenue Code of 1986 (as amended) ('the\n     Internal Revenue Code'), (ii) section 1.415-2(d)(2) of the Income Tax\n     Regulations that excludes salary deferred under the Company's deferred\n     salary and sales commission arrangements, and (iii) section 401(a)(17) of\n     the Internal Revenue Code.'\n\n     2.   Article 2 of the Plan is hereby amended as follows:\n\n     'Article 2 - Participation\n\n          A Participant is any Company or Subsidiary employee participating in\nthe Retirement Plan who (i) was a member of the Executive Council at the time\nthe Executive Council was disbanded and who participated in the Company's Long\nTerm Performance Compensation Plan, (ii) holds the title of Senior Vice\nPresident or higher or (iii) is a member of the President's Council for\n3-consecutive years participating in the MetLife Executive Life Insurance\nProgram. Upon an individual becoming a Participant on or after January 1, 1995,\nhis or her benefits under Article 3A shall be payable in lieu of any benefits\nthat he or she forfeited under the New Metropolitan Life Auxiliary Retirement\nBenefits Plan or the New Metropolitan Life Supplemental Auxiliary Retirement\nBenefits Plan.'\n\n3.   4.   Article 4 of the Plan is hereby amended as follows:\n\n     'Article 4. Unfunded Plan.\n\n          The Plan is completely unfunded, and payment of benefits is supported\nonly by the general assets of the Company or the Subsidiary. This Plan is\nentirely separate from the Retirement Plan, the Metropolitan Life Auxiliary\nRetirement Benefits Plan,\n\n\n                                       2\n\n\nthe New Metropolitan Life Auxiliary Retirement Benefits Plan, and the New\nMetropolitan Supplemental Auxiliary Retirement Benefits Plan, and Participation\nin this Plan gives a Participant no right to any funds or assets of the\nRetirement Plan, the Metropolitan Life Auxiliary Retirement Benefits Plan, the\nNew Metropolitan Life Auxiliary Retirement Benefits Plan, or the New\nMetropolitan Life Supplemental Auxiliary Retirement Benefits Plan. The fact that\ncontracts or certificates of the Company may be distributed to recipients of\nbenefits under the Retirement Plan in discharge of the Company's or the\nSubsidiary's obligations thereunder shall in no way entitle a Participant in\nthis Plan to receive any such contract or certificate in discharge of the\nCompany's or the Subsidiary's obligations hereunder.'\n\n4.   Article 6 of the Plan is hereby amended as follows:\n\n     'Article 6. Effect of Taxes\n\n          In making payments under this Plan, the Company and the Subsidiary\nshall withhold any Federal, state or local income or other taxes it determines\nthat it is legally obligated to withhold. In the event the payments received by\nthe Participant incur greater tax burdens (whether income, estate or other tax\nburdens) than would such payments if they had been able to be received under\nthe Retirement Plan, the Company and the Subsidiary shall have no obligation to\nreimburse the Participant for such greater tax burdens.'\n\n5.   This amendment shall be effective on January 1, 1998.\n\n     IN WITNESS WHEREOF, the Company has caused this amendment to be executed\nin its name and behalf this     day of          , 1999, by its officer\nthereunto duly authorized.\n\n\n                                        Metropolitan Life Insurance Company\n\n\n\n                                   By\n                                        ------------------------------------\n\n\nATTEST:\n\n\n-----------------------\n\n\n\n                            Metropolitan Property and Casualty Insurance Company\n\n\n\n\n                            By\n                                ---------------------------------------------\n\nATTEST:\n\n\n----------------------\n\n\n                                       4\n\n\n<\/pre>\n","protected":false},"template":"","meta":{"_acf_changed":false,"_stopmodifiedupdate":true,"_modified_date":"","_cloudinary_featured_overwrite":false},"corporate_contracts_companies":[8205],"corporate_contracts_industries":[9445],"corporate_contracts_types":[9539,9550],"class_list":["post-40692","corporate_contracts","type-corporate_contracts","status-publish","hentry","corporate_contracts_companies-metlife-inc","corporate_contracts_industries-insurance__life","corporate_contracts_types-compensation","corporate_contracts_types-compensation__retirement"],"acf":[],"_links":{"self":[{"href":"https:\/\/corporate.findlaw.com\/legal-api\/wp-json\/wp\/v2\/corporate_contracts\/40692","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/corporate.findlaw.com\/legal-api\/wp-json\/wp\/v2\/corporate_contracts"}],"about":[{"href":"https:\/\/corporate.findlaw.com\/legal-api\/wp-json\/wp\/v2\/types\/corporate_contracts"}],"wp:attachment":[{"href":"https:\/\/corporate.findlaw.com\/legal-api\/wp-json\/wp\/v2\/media?parent=40692"}],"wp:term":[{"taxonomy":"corporate_contracts_companies","embeddable":true,"href":"https:\/\/corporate.findlaw.com\/legal-api\/wp-json\/wp\/v2\/corporate_contracts_companies?post=40692"},{"taxonomy":"corporate_contracts_industries","embeddable":true,"href":"https:\/\/corporate.findlaw.com\/legal-api\/wp-json\/wp\/v2\/corporate_contracts_industries?post=40692"},{"taxonomy":"corporate_contracts_types","embeddable":true,"href":"https:\/\/corporate.findlaw.com\/legal-api\/wp-json\/wp\/v2\/corporate_contracts_types?post=40692"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}