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Protecting Yourself when Ordering by Mail, Telephone, or Computer

The Federal Trade Commission Mail or Telephone Order Rule covers goods ordered by mail, telephone, computer, and fax machine. Here's some advice:

  • The FTC Cooling-Off Rule gives you three days to cancel purchases of $25 or more that are made in your home or at a location that is not the permanent place of business or local address of the seller.
  • If you receive an item in the mail you did not order, federal law states you can consider the item as a gift.
  • If you have a problem with a company, try to resolve it with the company before contacting a third party. Make sure you act quickly. Some companies may not accept responsibility if you fail to complain within a certain period of time.
  • Send the company a letter of complaint. A letter puts your complaint on record and lets the company know you are serious about the dispute.

Source: Federal Trade Commission. To contact the nearest office:

FTC Regional Office
100 N. Central Expressway, Suite 500
Dallas, Texas 75201
(214) 767-5501
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