Insurance

This is FindLaw’s collection of Insurance articles, part of the Corporate Governance section of the Corporate Counsel Center. Click on the articles below to learn about defense perspectives in bad faith claims and steps to take if you are the victim of an auto accident. Every year thousands of automobile accidents cause severe personal injuries and/or property damage. By acting promptly and responsibly, you can protect yourself and your family against lost wages and overwhelming medical bills. Law articles in this archive are predominantly written by lawyers for a professional audience seeking business solutions to legal issues. Start your free research with FindLaw.

Corporate Governance

Insurance Articles

Automobile Insurance

Automobile insurance law in Florida is confusing. Many people believe they have "full coverage" and are therefore fully protected from all consequences of an accident. Those people are wrong. In Florida, "full coverage" only requires you to buy ...
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Avoiding Disputes over Insurance Loss Payments with Insurance Premium Financiers

It is not uncommon for a company to finance the premiums for its property and liability insurance policies through a premium finance company. To secure these loans, such specialty lenders generally take an assignment of the unearned premium payable ...
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Avoiding the Byte of the Millenium Bug: Insurance Coverage for Y2K

Europe in the year 999 approached the millennium's end in barely concealed panic. Many of the nobility, in furtherance of the widespread religious belief that the world would come to a close along with the first millennium, deeded their entire lands ...
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Bad Faith Litigation: Suggestive Letter to Expert May Be Evidence of Bad Faith

In a case which represents troubling precedent to the insurance industry, the United States District Court for the Eastern District of Pennsylvania in Atiyeh v. Liberty Mutual Fire Insurance Company, 2002 WL 88918 (E.D. Pa. Jan. 8, 2002) seemingly ...
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California Court of Appeal Upholds “Prior Or Pending Action” D&O Policy Exclusion

2000 WL 284063 In a case of first impression under California law, the Second Appellate District of the California Court of Appeal has ruled that the commonly used "prior litigation" exclusion in a claims-made Directors' & Officers' liability ...
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California Senate Bill 800: “Groundbreaking” Legislation Concerning Construction Defect Claims

Last-minute legislation intended to increase the supply of affordable, multi-family housing in California was signed into law in early October 2002 and will be effective as of January 1, 2003. Crafted as a compromise among developer/builder ...
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California Supreme Court Holds Insurers Have No Duty to Defend a Government Cleanup Order

In Foster-Gardner, Inc. v. National Union Fire Insurance Company of Pittsburgh, PA (1998) 18 Cal.4th 857, the California Supreme Court, in a 4-3 decision, held that an order notifying the insured of its responsibility for pollution and demanding ...
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California Supreme Court: Standard Insuring Agreement In Comprehensive General Liability (CGL) Insurance Policy May Provide Coverage When The Insured Has To Pay Damages For Breach Of Contract

The California Supreme Court recently overturned longstanding California law when it held that the standard insuring agreement in a comprehensive general liability ("CGL") insurance policy may provide coverage when the insured has to pay damages ...
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Capital Markets, Derivatives and (Re)insurance

Capital and derivatives market are no strangers to risk, but certain features of insurance risk are atypical to those with which these markets are familiar, John Walker explains. An underlying demand for instruments which manage the risks associated ...
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Capitol Review: What You Need To Know Before Buying An Epli Policy

With the chiming of the clock at midnight on January 1, 2004, new employment laws went into effect in California that expand the legal responsibilities of employers, with the potential to increase legal bills and liability. Employers have new ...
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